520 County Road 459, Centre, AL, 35960
About This Home
Terrapin Creek, 2 BDRM/2BA-Waterfront retreat nestled along beautiful Terrapin creek This home is a perfect blend of peaceful country living and outdoor recreation, with direct creek access ideal for kayaking, fishing, swimming, or simply enjoying the serene natural surroundings. Needs some TLC but could be the perfect fulltime residence or weekend getaway, Don't miss your opportunity to relax and wake up to this awesome view! Would also be a great AIRBNB
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 2001
Materials
- Foundation: Block
- Roof: Metal
- Construction materials: Block,Rough-Sawn Lumber,Stone
Type & Style
- Home type: SingleFamily
- Architectural style: Other
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: None
- Laundry features: Other
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 1
Features
- High Ceilings
- Flooring: Laminate
- Finished area below ground: 960
- Finished area above ground: 960
- Common walls with other units/homes: No Common Walls
Heating & Cooling
- Heating features: Other
- Cooling features: Other
Interior Area
- Total structure area: 1,920
- Total interior livable area: 1,920 sqft
Kitchen
- Features: Pantry
Property
Details
- Parcel number: 1408342000027.000
- Special condition: As Is
Features
- Levels: Two
- Stories: 2
- Has view: Yes
- View description: River
- Has water view: Yes
- Water view: River
- On waterfront: Yes
- Waterfront features: Creek
- Waterbody name: Terrapin Creek
- Frontage type: River,Waterfront
- Residential vegetation: Grassed
Lot
- Lot size: 0.87 Acres
- Features: Level
Parking
- Parking features: None
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Drought
- Inland Flooding
- Cold Wave
- Lightning
- Strong Wind
- Wildfire
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Alabama Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,618 | $19,416 |
| Home Insurance * | $208 | $2,496 |
| Property Taxes | $85 | $1,020 |
| Electricity | $240 | $2,881 |
| Total | $2,151 | $25,812 |
Income You'd Need if You Spent...
Alabama FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-15 | Price change | $320,000 |
| 2026-06-04 | Listed for sale | $249,900 |
View on Zillow