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6990 County Road 48, Cedar Bluff, AL, 35959

2beds
2baths
1,248sqft
$284,900
$228price/sqft
$1,945/moest. monthly cost
$77,800/yrincome needed

About This Home

Charming lakefront 2 bedroom / 2 bath home in Cedar Bluff, AL. Enjoy hardwood floors and rich wood accents throughout, a full kitchen and an electric fireplace for cozy evenings in the large family room. Relax with your morning coffee on either of the screened-in porches; entertain day or night on the lighted deck; enjoy resting or roasting by the fire in your backyard fire-pit. A private walkway leads down from the covered deck to the water, complete with dock and access to the neighboring boat ramp. This home is a wonderful place to bring the family for your waterfront memories.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

5/10
Sand Rock High SchoolGrades PK-123.9 mi
5/10
Cherokee Co High SchoolGrades 9-125.0 mi
7/10
Cedar Bluff High SchoolGrades PK-125.5 mi

Construction

Condition

  • Year built: 1985

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Refrigerator,Electric Water Heater

Basement

  • Basement: Crawl Space

Bedroom2

  • Features: Ceiling Fan(s),Wood Floor
  • Level: First
  • Area: 117

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Number of fireplaces: 1
  • Fireplace features: Electric,One
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central 1,Wall Furnace,Propane
  • Cooling features: Central 1

Interior Area

  • Total interior livable area: 1,248 sqft

Kitchen

  • Features: Ceiling Fan(s),Wood Floor
  • Level: First
  • Area: 170

Living Room

  • Features: Ceiling Fan(s),Fireplace,Wood Floor
  • Level: First
  • Area: 312

Master Bedroom

  • Features: Ceiling Fan(s),Wood Floor
  • Level: First
  • Area: 169

Property

Details

  • Parcel number: 0908280000009.000

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch,Covered Porch,Screened Porch
  • Exterior features: Dock
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Water Access,Waterfront,Lake/Pond
  • Waterbody name: Weiss Lake

Lot

  • Lot size: 0.84 Acres
  • Features: Cleared
  • Lot size dimensions: 120 x 296 x 195 x 296

Parking

  • Parking features: Driveway-Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Cold Wave
Drought
Lightning
Strong Wind

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,440$17,280
Home Insurance *$190$2,280
Property Taxes $75$900
Electricity $240$2,881
Total$1,945$23,340
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,685/yr
40% on housing$58,350/yr
45% on housing$51,866/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$228This listing

vs Other Active Listings

Avg $/sqft

ZIP 35959$120
Cherokee County$179

vs Homes Sold Last Month

Median $/sqft

ZIP 35959
Cherokee County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-07-18Listed for sale$299,000
2022-03-29Sold$225,000
2022-02-28Contingent$239,900
2021-11-30Listed for sale$239,900
2021-11-19Contingent$239,900
2021-10-29Price change$239,900
2021-10-06Listed for sale$249,000
2019-11-04Sold$80,000
2016-09-06Sold$15,000
2016-05-06Listing removed$59,900
2016-04-28Listed for sale$59,900
2016-02-19Listing removed$64,900
2015-09-17Sold$60,000
2015-09-02Listed for sale$64,900
2013-07-31Sold$27,000
2012-10-02Price change$39,900
2012-09-19Price change$48,900
2012-09-08Listed for sale$54,900

For Sale by Agent

AgentCathy Griffeth
BrokerageLakeWeissAlabama.com

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