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390 Twin Creeks Rd, Blue Ridge, GA, 30513

5beds
3baths
5,200sqft
$1,349,000
$259price/sqft
$8,755/moest. monthly cost
$350,200/yrincome needed

About This Home

Nestled along the cascading waters of Higdon Creek & among the towering timbers & native flora, this lodge style mountain home captures the essence of true mountain living. From the moment you step inside the door, the rugged accents & warm wood interiors create an inviting retreat that feels both timeless & luxurious. This mountain chalet open design floor plan features 5BR's, 3BA's plus flex loft space. Great Rm/Dining/KIT features a double-sided see-through stone fireplace with all rooms opening onto large wrap around covered porches highlighting the “great outdoors” providing outdoor dining space & hot tub. The sound of rushing water fills the air as the creek winds along this 1.6 acres of beautiful, wooded creek front property, offering a front row seat to nature's most peaceful soundtrack. Expansive windows and outdoor living spaces bring the outdoors in, showcasing the sparkling creek, lush forest backdrop, and the serenity that defines life in the mountains. Soaring cathedral ceilings throughout w/ exposed beam rafters, hickory hardwood floors, large fixed glass window in LR all add to the lodge style nature of this home. Fin. Terrace level offers 2BR's, 1BA in addition to a Rec Rm/Den w/ gas log fireplace & terrace level garage. Huge chef's kitchen features custom cabinetry, stainless appliances, & solid surface countertops inclusive of large bar/island with beautiful waterfall edge granite countertop offering additional seating & prep space. This amazing 135 ft. of cascading creek frontage plays loud water music setting the tone for this property w/ all flat usable terrain by the creek. Long private paved driveway & large acreage tract property across the creek provides “ultimate privacy” + ample parking & turn around areas + basement garage!!! This one can be purchased turn-key full furnished. Property is currently in STR program w/ established rental history.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
7/10
5/10
Fannin County High SchoolGrades 9-128.6 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2006

Materials

  • Roof: Metal
  • Construction materials: Frame,Wood Siding,Log Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Chalet,Cabin,Country,Cottage,Craftsman,See Remarks
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Refrigerator,Range,Microwave,Dishwasher,Washer,Dryer,Tankless Water Heater,See Remarks
  • Laundry features: Main Level,See Remarks,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Finished,Partial,Full,Slab,Bath/Stubbed

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 2

Features

  • Pantry,Ceiling Fan(s),Cathedral Ceiling(s),Wood,Loft,See Remarks,Entrance Foyer,Eat-in Kitchen,High Speed Internet
  • Window features: Insulated Windows,Wood Frames,Screens
  • Flooring: Concrete,Wood,Tile
  • Number of fireplaces: 2
  • Fireplace features: Vented,Ventless,Gas Log,Wood Burning,See Remarks
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,200
  • Total interior livable area: 5,200 sqft

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 0018C00607
  • Special condition: Existing Rental History

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Front Porch,Deck,Covered,Patio,Open,Wrap Around,See Remarks
  • Exterior features: Private Yard,Fire Pit
  • Has spa: Yes
  • Spa features: Heated
  • Has view: Yes
  • View description: Mountain(s),Seasonal,Year Round,Creek/Stream,Trees/Woods
  • Has water view: Yes
  • Water view: Creek/Stream
  • On waterfront: Yes
  • Waterfront features: Creek,Creek Access
  • Waterbody name: Ritchie Creek,Higdon Creek
  • Frontage type: Road,Creek
  • Topography of land: Level,Sloping,Flood Plain,Rolling,Wetlands,Wooded

Lot

  • Lot size: 1.60 Acres

Parking

  • Total spaces: 1
  • Parking features: Garage,Driveway,Basement,See Remarks,Asphalt
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Landslide
Tornado
Wildfire
Winter Weather

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,821$81,852
Home Insurance *$483$5,796
Property Taxes $946$11,352
Electricity $505$6,062
Total$8,755$105,060
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$300,171/yr
40% on housing$262,650/yr
45% on housing$233,466/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$259This listing

vs Other Active Listings

Avg $/sqft

ZIP 30513$291
Fannin County$279

vs Homes Sold Last Month

Median $/sqft

ZIP 30513
Fannin County$299

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-02Listed for sale$1,349,000
2023-08-25Sold$1,149,000
2023-08-22Pending sale$1,149,000
2023-08-09Listed for sale$1,149,000
2023-08-07Listing removed$1,160,000
2023-06-06Price change$1,160,000
2023-03-04Listed for sale$1,260,000
2021-11-30Sold$950,000
2021-10-25Contingent$899,900
2021-10-25Pending sale$899,900
2021-10-21Listed for sale$899,900
2011-10-27Sold$410,000
2011-09-13Price change$425,000
2011-08-07Price change$475,000
2011-05-12Listed for sale$489,900

For Sale by Agent

AgentNathan Fitts
BrokerageNathan Fitts & Team

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