421 Twin Creeks, Blue Ridge, GA, 30513
About This Home
Charming 2BR/2.5BA CREEKFRONT cabin nestled among the trees in the North Georgia mountains. This inviting retreat features warm wood interiors, a stunning floor-to-ceiling stone wood-burning fireplace, and a spacious loft perfect for additional living, sleeping space or office area. Enjoy outdoor living with a screened porch, a cozy fire pit area complete with a swinging chair, and peaceful natural surroundings. The detached garage offers ample space for vehicles, outdoor equipment, a workshop, hobby space, or additional storage. Situated along a creek and surrounded by nature, this property offers the perfect blend of mountain charm and privacy, whether you're searching for a full-time residence, weekend getaway, or investment opportunity.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1996
Materials
- Roof: Shingle
- Construction materials: Frame,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cabin,Country
- Property subType: Residential
Interior
Appliances
- Appliances included: Refrigerator,Cooktop,Range,Oven,Microwave,Dishwasher,Washer,Dryer
- Laundry features: Main Level
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 2
- Partial bathrooms: 1
- Main level bedrooms: 1
Features
- Ceiling Fan(s),Cathedral Ceiling(s),Wood,Loft
- Window features: Insulated Windows
- Flooring: Wood
- Fireplace features: Wood Burning
- Fireplace: Yes
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Heat Pump
Interior Area
- Total structure area: 1,530
- Total interior livable area: 1,530 sqft
Master Bedroom
- Level: Main
Property
Details
- Parcel number: 0018 C 00607
Features
- Levels: Two
- Stories: 2
- Patio & porch: Screened,Front Porch,Deck,Covered
- Exterior features: Private Yard
- Has view: Yes
- View description: Creek/Stream
- Has water view: Yes
- Water view: Creek/Stream
- Waterfront features: Creek,Creek Access
- Frontage type: Road,Creek
- Topography of land: Sloping
Lot
- Lot size: 1.60 Acres
Parking
- Parking features: Garage,Detached,Driveway,Gravel
- Has garage: Yes
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
- Landslide
- Tornado
- Wildfire
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Georgia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,401 | $28,812 |
| Home Insurance * | $170 | $2,040 |
| Property Taxes | $339 | $4,068 |
| Electricity | $219 | $2,637 |
| Total | $3,129 | $37,548 |
Income You'd Need if You Spent...
Georgia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-22 | Price change | $475,000 |
| 2026-06-08 | Listed for sale | $499,000 |
| 2016-06-28 | Sold | $231,000 |
| 2016-05-16 | Pending sale | $239,000 |
| 2016-05-16 | Listed for sale | $239,000 |
| 2014-05-02 | Sold | $165,000 |
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