22 Waterloon Trl, Morganton, GA, 30560
About This Home
Experience lakefront living at its best in this stunning 5-bedroom cedar log home on coveted Lake Blue Ridge. Designed to capture breathtaking water views, the home features a dramatic wall of windows that fills the living space with natural light and showcases the beauty of the lake. Venture outside to enjoy multiple spaces built for relaxing and entertaining, including a spacious screened in porch, open lakeside deck on a gentle laying lot, and hot tub-- all perfectly positioned to take in the peaceful setting. A newly added stone fire pit and beautifully crafted hardscaping with a stone walkway lead down to the water, where a covered dock invites you to make memories for years to come with endless days of boating, swimming, and taking in the sunsets. Inside, this mountain retreat is offered completely turn key, with the warmth and character of cedar logs and thoughtfully designed living spaces, perfect for hosting family and friends. A new roof and whole-home generator provide peace of mind. Five roomy bedrooms ensure plenty of space for guests, and a full bath on each level adds to the convenience. The fully finished basement provides an additional living area, just steps away from the hot tub. Whether you're looking for a full-time lake home, luxury getaway, or income-producing mountain retreat, Lake Blue Ridge properties like this don't come along very often.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1995
Materials
- Roof: Shingle
- Construction materials: Frame,Cedar,Log
Type & Style
- Home type: SingleFamily
- Architectural style: Chalet,Cabin
- Property subType: Residential
Interior
Appliances
- Appliances included: Refrigerator,Range,Microwave,Dishwasher,Washer,Dryer,Gas Water Heater
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Finished
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
- Main level bedrooms: 2
Features
- Ceiling Fan(s),Cathedral Ceiling(s),Wood,Loft,High Speed Internet
- Window features: Wood Frames
- Flooring: Wood,Laminate
- Number of fireplaces: 1
- Fireplace features: Gas Log
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Propane
- Cooling features: Central Air
Interior Area
- Total structure area: 2,730
- Total interior livable area: 2,730 sqft
Master Bedroom
- Level: Upper
Property
Details
- Parcel number: 0023 A 014
- Other equipment: Generator
Features
- Levels: Three Or More
- Stories: 3
- Patio & porch: Screened,Front Porch,Deck
- Exterior features: Storage,Fire Pit,Dock,Retaining Walls
- Has spa: Yes
- Spa features: Heated
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Lake Front
- Waterbody name: Blue Ridge
- Frontage type: Lakefront
- Topography of land: Level
Lot
- Lot size: 0.48 Acres
Parking
- Parking features: Carport,Driveway,Gravel
- Has uncovered spaces: Yes
- Carport: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Lightning
- Tornado
- Drought
- Landslide
- Strong Wind
- Hail
- Ice Storm
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across Georgia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $10,062 | $120,744 |
| Home Insurance * | $709 | $8,508 |
| Property Taxes | $1,424 | $17,088 |
| Electricity | $265 | $3,182 |
| Total | $12,460 | $149,520 |
Income You'd Need if You Spent...
Georgia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-15 | Price change | $1,990,000 |
| 2026-05-23 | Listed for sale | $2,025,000 |
| 2021-12-23 | Sold | $1,450,000 |
| 2021-10-28 | Contingent | $1,700,000 |
| 2021-10-28 | Pending sale | $1,700,000 |
| 2021-04-20 | Listed for sale | $1,700,000 |
| 2010-06-02 | Sold | $450,000 |
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