




3800 Cutcane Rd, Mineral Bluff, GA, 30559
About This Home
Discover an exceptional blend of comfort, space, and natural beauty in this 5-bedroom, 4.5-bath home set on 8.02 private acres, just 8 miles from downtown Blue Ridge. Enjoy peaceful rural living while remaining close to dining, shopping, and the charm of this mountain town. The interior features an impressive open-concept layout ideal for daily living and entertaining. The living room includes a cozy fireplace and flows into the open kitchen with a large island. Adjacent to the kitchen, the dining area offers expansive windows overlooking the forest and abundant natural light. Step outside to a spacious composite deck with views of a tranquil pond. This space is perfect for gatherings, grilling, or quiet relaxation. The main level includes three bedrooms, highlighted by a primary suite with a beautifully renovated modern rustic bathroom. Upstairs, two additional bedrooms are paired with well-appointed bathrooms for comfort and privacy. The basement level adds remarkable flexibility. It includes a reading room, a large home office, and a versatile bonus room suitable for a gym, photo studio, or additional living space. A generous entertainment area features a cozy iron stove, creating the perfect setting for hosting. A fully equipped laundry room provides everyday convenience. Outdoor living is enhanced by a covered terrace, offering a comfortable space to enjoy the mountain air year-round. The property also includes a two-car garage and a full concrete driveway extending to the road. Additional upgrades include an enhanced fireplace and a new roof for peace of mind. A scenic creek runs along the property line, and the acreage provides ample space for recreation, expansion, and privacy. Offered below appraised value, this home presents a rare opportunity to own a spacious and well-appointed mountain retreat in an exceptional natural setting.
Getting Around
Schools
Construction
Condition
- Property condition: Resale
- Year built: 1995
Materials
- Roof: Shingle
- Construction materials: Frame,Wood Siding,Log Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cabin,Traditional,Country
- Property subType: Residential
Interior
Appliances
- Appliances included: Refrigerator,Cooktop,Oven,Dishwasher,Washer,Dryer,Electric Water Heater,Gas Water Heater
- Laundry features: In Basement,Laundry Room
Basement
- Has basement: Yes
- Basement: Finished
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 5
- Full bathrooms: 4
- Partial bathrooms: 1
- Main level bedrooms: 3
Features
- Pantry,Ceiling Fan(s),Sheetrock,Eat-in Kitchen
- Window features: Insulated Windows,Aluminum Frames,Wood Frames
- Flooring: Carpet,Tile
- Number of fireplaces: 1
- Fireplace features: Wood Burning
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Natural Gas,Electric,Wood Stove
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 6,010
- Total interior livable area: 6,010 sqft
Master Bedroom
- Level: Main
Property
Details
- Parcel number: 0026 011
Features
- Levels: Three Or More
- Stories: 3
- Patio & porch: Deck
- Exterior features: Pasture
- Has view: Yes
- View description: Mountain(s),Pasture,Creek/Stream,Trees/Woods,Pond
- Has water view: Yes
- Water view: Creek/Stream
- On waterfront: Yes
- Waterfront features: Pond,Creek Access
- Waterbody name: Cutcane Creek,Na
- Frontage type: Road
- Topography of land: Level,Sloping,Wooded
Lot
- Lot size: 8 Acres
- Features: Farm
Parking
- Total spaces: 2
- Parking features: Driveway,Concrete
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Hail
- Ice Storm
- Landslide
- Wildfire
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Georgia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $7,529 | $90,348 |
| Home Insurance * | $537 | $6,444 |
| Property Taxes | $1,019 | $12,228 |
| Electricity | $583 | $7,006 |
| Total | $9,668 | $116,016 |
Income You'd Need if You Spent...
Georgia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-05 | Listed for sale | $1,489,000 |
| 2026-04-30 | Listing removed | $1,500,000 |
| 2025-12-16 | Listed for sale | $1,500,000 |
| 2012-05-04 | Sold | $294,500 |
| 2012-01-10 | Sold | $238,500 |
| 2006-06-16 | Sold | $810,000 |
