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61 Bradley St, Blue Ridge, GA, 30513

3beds
2baths
1,356sqft
$349,999
$258price/sqft
$2,489/moest. monthly cost
$99,560/yrincome needed

About This Home

Comfort and convenience await just a short walk from Downtown Blue Ridge, offering the best of both worlds—close enough to enjoy the vibrant town, yet nestled in a neighborhood that provides a sense of tranquility. This charming home perfectly blends modern convenience with scenic beauty. Originally built in 1994, it has been expertly updated to provide all the comforts you desire, all on one level. The property features a circular driveway and a private backyard surrounded by nature, creating an inviting outdoor space (Additional parking in back near the extra shed.) Relax on the front porch while enjoying seasonal views and the beautifully landscaped gardens that offer a serene retreat. Two sheds provide ample storage space, perfect for gardening tools or outdoor gear. Step inside to be greeted by a bright, open floor plan that encompasses generous living, dining, and kitchen areas. The kitchen boasts custom cabinetry, butcher block countertops, and a spacious pantry, providing plenty of room for any size family. The heart of the home is further enhanced by a new energy-efficient furnace, a tankless hot water heater, and sleek new appliances. Inside the quiet city limits, you'll feel connected to nature on this partially wooded lot. Enjoy refreshing nights in the master bedroom, which features a modern aesthetic and a dreamy walk-in closet. Two additional bedrooms, along with their own bath, can be found on the opposite end of the home, providing privacy and comfort for family or guests. Conveniently located within walking distance to town, this home offers easy access to local amenities, marrying convenience with comfort.. This home is more than just a residence; it's a quiet, peaceful haven of modern living intertwined with nature's beauty. Contact us today to schedule a viewing and experience the perfect combination of comfort and convenience.

Getting Around

38
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

7/10
7/10
5/10
Fannin County High SchoolGrades 9-120.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1994

Materials

  • Roof: Shingle
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Traditional
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Refrigerator,Range,Microwave,Dishwasher,Tankless Water Heater,Electric Water Heater
  • Laundry features: Main Level,Laundry Room

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Features

  • Pantry,Ceiling Fan(s),Sheetrock,High Speed Internet
  • Window features: Insulated Windows,Vinyl
  • Flooring: Tile,Luxury Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Heat Pump,Electric
  • Cooling features: Electric,Heat Pump

Interior Area

  • Total structure area: 1,356
  • Total interior livable area: 1,356 sqft

Master Bedroom

  • Level: Main

Property

Accessibility

  • Accessibility features: Handicap Access

Details

  • Parcel number: BR03 047

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch,Deck,Covered
  • Exterior features: Storage,Garden,Private Yard
  • Has view: Yes
  • View description: Mountain(s),Seasonal
  • Frontage type: Road
  • Topography of land: Level

Lot

  • Lot size: 0.45 Acres

Parking

  • Parking features: Driveway,Gravel
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Strong Wind
    Strong WindRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Tornado
Strong Wind
Earthquake
Hail
Ice Storm
Landslide
Wildfire

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$125$1,500
Property Taxes $376$4,512
Electricity $219$2,637
Total$2,489$29,868
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$85,337/yr
40% on housing$74,670/yr
45% on housing$66,373/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$258This listing

vs Other Active Listings

Avg $/sqft

ZIP 30513$293
Fannin County$280

vs Homes Sold Last Month

Median $/sqft

ZIP 30513
Fannin County$299

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Price change$349,999
2026-06-25Price change$374,900
2026-06-05Listed for sale$389,900
2025-06-09Listing removed$399,900
2025-04-29Listed for sale$399,900
2023-05-30Sold$250,000
2023-03-18Pending sale$299,900
2023-03-03Price change$299,900
2023-01-14Price change$313,900
2022-11-30Listed for sale$324,900
2013-10-22Sold$87,000

For Sale by Agent

AgentTanya Davenport
BrokerageColdwell Banker High Country Realty - Blue Ridge

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