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1201 Ada St, Blue Ridge, GA, 30513

3beds
2baths
1,456sqft
$484,900
$333price/sqft
$3,148/moest. monthly cost
$125,920/yrincome needed

About This Home

Perfectly positioned in a prime, central Blue Ridge location and only 1.2 miles from downtown Blue Ridge, this home offers exceptional convenience just minutes from downtown Blue Ridge, with easy access to shopping, dining, and entertainment. Enjoy quick connectivity to Hwy 515, McCaysville/Copperhill, Old Toccoa Farm golf course and dining, as well as Walmart and the highly anticipated Publix coming soon—making every day errands and weekend outings effortless. Step into this beautifully upgraded three-bedroom, two-bath residence, thoughtfully designed for comfort and style. The home features durable, scratch-resistant, waterproof Pergo flooring throughout, new Hardy plank siding, fresh landscaping, and new windows. Inside, you'll appreciate the warmth of wood tongue-and-groove ceilings, modern countertops, and freshly painted cabinetry. Additional upgrades include a new roof with gutters and a stunning screened porch enclosure—ideal for relaxing and enjoying the mountain atmosphere. The spacious yard offers plenty of room for outdoor enjoyment and play, enhancing its appeal for full-time living. With extensive improvements already completed and an unbeatable location close to everything Blue Ridge has to offer, this property is an excellent choice for a primary residence, second home, or investment opportunity.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

7/10
7/10
5/10
Fannin County High SchoolGrades 9-122.3 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1991

Materials

  • Foundation: Permanent
  • Roof: Shingle,Metal
  • Construction materials: Frame,Timber/Pole Frame,Concrete,See Remarks

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Traditional,Country
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Refrigerator,Oven,Dishwasher
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Features

  • Pantry,Ceiling Fan(s),Sheetrock,Wood,Eat-in Kitchen,High Speed Internet
  • Window features: Insulated Windows,Vinyl
  • Flooring: Tile,Laminate,See Remarks
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central,Electric,Mini-Split
  • Cooling features: Central Air,Mini-Split

Interior Area

  • Total structure area: 1,456
  • Total interior livable area: 1,456 sqft

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 0045 019 A

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Screened,Front Porch,Covered
  • Exterior features: Private Yard
  • Has view: Yes
  • View description: Pasture,Trees/Woods
  • Frontage type: Road
  • Topography of land: Level,Sloping

Lot

  • Lot size: 1.26 Acres

Parking

  • Parking features: Carport,Detached,Gravel
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Strong Wind
    Strong WindRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Tornado
Strong Wind
Earthquake
Hail
Ice Storm
Landslide
Wildfire

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,451$29,412
Home Insurance *$173$2,076
Property Taxes $305$3,660
Electricity $219$2,637
Total$3,148$37,776
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$107,931/yr
40% on housing$94,440/yr
45% on housing$83,946/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$333This listing

vs Other Active Listings

Avg $/sqft

ZIP 30513$292
Fannin County$279

vs Homes Sold Last Month

Median $/sqft

ZIP 30513
Fannin County$299

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-10Price change$484,900
2026-03-09Price change$485,000
2026-01-30Price change$495,000
2025-09-25Listed for sale$499,000
2017-08-28Sold$161,500
2017-07-07Listed for sale$199,900
2014-07-11Sold$107,000

For Sale by Agent

AgentTonya Cruse
BrokerageAnsley Real Estate Christie's Int. Real Estate

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