523 Pantertown Cir, Mineral Bluff, GA, 30559
About This Home
Discover this beautifully renovated 2-bedroom, 2-bath mountain home featuring a versatile flex room that is perfect as a home office, guest room, or potential third bedroom! Conveniently located with a Mineral Bluff address, this charming home is just 2–3 miles from the shopping, dining, entertainment, and small-town charm of trendy McCaysville, Georgia. Offering approximately 1,530 square feet of thoughtfully updated living space, this home sits on 2.25 unrestricted acres, providing treed privacy towards the rear of the property while showcasing an open front yard and expansive decking—ideal for relaxing, entertaining, or simply enjoying the peaceful mountain surroundings. Whether you're searching for a full-time residence, a weekend retreat, or an income-producing short-term rental investment, this modestly priced property offers exceptional flexibility thanks to its unrestricted acreage. Outdoor enthusiasts will appreciate the location, just minutes from the North Carolina and Tennessee state lines, where hiking, fishing, kayaking, camping, scenic motorcycle rides, and countless mountain adventures await throughout the tri-state region. Don't miss this hidden gem—schedule your private showing today and experience everything this North Georgia mountain property has to offer!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1931
Materials
- Roof: Shingle
- Construction materials: Frame,Concrete,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Residential
Interior
Appliances
- Appliances included: Refrigerator,Dishwasher,Washer,Dryer
- Laundry features: Main Level,Laundry Room
Basement
- Has basement: Yes
- Basement: Unfinished
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Ceiling Fan(s),Sheetrock,Wood,Eat-in Kitchen
- Window features: Wood Frames
- Flooring: Wood,Tile
- Fireplace features: None
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 1,530
- Total interior livable area: 1,530 sqft
Master Bedroom
- Level: Main
Property
Details
- Parcel number: 0049 102
Features
- Levels: One
- Stories: 1
- Patio & porch: Front Porch,Deck,Covered,Open
- Exterior features: Storage,Garden,Private Yard,Fire Pit,Retaining Walls
- Has view: Yes
- View description: Seasonal
- Frontage type: Road
- Topography of land: Level,Rolling,Wooded
Lot
- Lot size: 2.25 Acres
Parking
- Parking features: Driveway,Asphalt
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Inland Flooding
- Strong Wind
- Tornado
- Earthquake
- Hail
- Ice Storm
- Landslide
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across Georgia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,971 | $23,652 |
| Home Insurance * | $140 | $1,680 |
| Property Taxes | $284 | $3,408 |
| Electricity | $219 | $2,637 |
| Total | $2,614 | $31,368 |
Income You'd Need if You Spent...
Georgia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-10 | Listed for rent | $2,200 |
| 2026-08-01 | Listed for sale | $389,950 |
| 2024-05-01 | Listing removed | -- |
| 2023-11-08 | Price change | $325,900 |
| 2023-10-09 | Price change | $330,900 |
| 2023-10-02 | Listed for sale | $334,900 |
| 2023-10-02 | Listing removed | $334,990 |
| 2023-10-02 | Price change | $334,990 |
| 2023-09-21 | Price change | $335,990 |
| 2023-09-12 | Price change | $345,990 |
| 2023-08-28 | Price change | $350,990 |
| 2023-07-06 | Price change | $354,990 |
| 2023-06-20 | Price change | $374,990 |
| 2023-05-26 | Listed for sale | $384,990 |
| 2023-01-24 | Listing removed | -- |
| 2023-01-20 | Listed for rent | $2,050 |
| 2021-06-03 | Sold | $123,900 |
| 2021-05-16 | Contingent | $135,000 |
| 2021-05-01 | Pending sale | $135,000 |
| 2021-04-21 | Listed for sale | $135,000 |
| 2018-02-17 | Listing removed | $95,000 |
| 2017-10-20 | Price change | $95,000 |
| 2017-01-06 | Listed for sale | $106,000 |
| 2016-02-12 | Sold | $80,900 |
| 2016-01-19 | Pending sale | $89,900 |
| 2005-05-27 | Sold | $58,900 |
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