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500 S Williamstown Rd, Mineral Bluff, GA, 30559

4beds
4baths
2,396sqft
$1,325,000
$553price/sqft
$8,344/moest. monthly cost
$333,760/yrincome needed

About This Home

Welcome to a truly rare opportunity to own a one of a kind modern mountain retreat nestled on 2.55 private acres along the banks of the beautiful Wolf Creek. This New Construction, Mountain Modern Creekside Retreat, is sure to check all the boxes! Whether you're searching for a multigenerational family compound, an income producing investment, or a peaceful mountain escape, this property offers incredible versatility with a stunning main residence, separate guest house, and full RV hookup. The striking main home features 3 bedrooms, 2.5 bathrooms, soaring ceilings, expansive covered porches, dramatic architectural design, and walls of windows that seamlessly connect indoor and outdoor living. Adding even more flexibility is a 1 bedroom, 1 bath guest house complete with a full kitchen, creating the perfect setup for aging parents, adult children, extended family, guests, or additional rental income potential. One of the greatest advantages of this property is its location. Enjoy being just minutes from downtown Blue Ridge, where you'll find boutique shopping, award winning restaurants, breweries, wineries, festivals, hiking trails, and endless outdoor adventures. Nearby McCaysville also offers charming riverside dining, and unique shops. Only 1.6 miles away launch a tube in the Toccoa River from Horseshoe Bend Park to McCaysville. Outside the home discover your own private sanctuary where the peaceful sounds of water cascading down Wolf Creek create a sense of relaxation that instantly slows life down. Gather around the fire pit beneath the trees, get lost in the pages of your favorite book creekside in the nest swing pavilion, and enjoy creating memories with family and friends in a setting that feels worlds away from everyday life. This isn't simply a property, it's a destination. A place to gather generations together, build an unforgettable investment portfolio, or create your own private retreat in the heart of North Georgia. Schedule a showing today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
7/10
5/10
Fannin County High SchoolGrades 9-128.2 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Shingle
  • Construction materials: Frame,Composite

Type & Style

  • Home type: SingleFamily
  • Architectural style: Modern
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Refrigerator,Range,Oven,Microwave,Dishwasher
  • Laundry features: Main Level,Laundry Room

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • Partial bathrooms: 1
  • Main level bedrooms: 4

Features

  • Pantry,Ceiling Fan(s),Cathedral Ceiling(s),Sheetrock,Wood,Additional Dwelling Unit,High Speed Internet
  • Window features: Insulated Windows,Vinyl
  • Flooring: Luxury Vinyl
  • Number of fireplaces: 2
  • Fireplace features: Vented,Electric
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,396
  • Total interior livable area: 2,396 sqft

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 0049 163D1

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch,Deck,Covered
  • Exterior features: Storage,RV Hookup,Fire Pit
  • Has view: Yes
  • View description: Year Round,Creek/Stream
  • Has water view: Yes
  • Water view: Creek/Stream
  • On waterfront: Yes
  • Waterfront features: Creek
  • Waterbody name: Wolf Creek
  • Frontage type: Creek
  • Topography of land: Level

Lot

  • Lot size: 2.55 Acres

Parking

  • Parking features: Driveway,Gravel
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Inland Flooding
Strong Wind
Tornado
Earthquake
Hail
Ice Storm
Landslide
Wildfire

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,699$80,388
Home Insurance *$478$5,736
Property Taxes $935$11,220
Electricity $232$2,793
Total$8,344$100,128
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$286,080/yr
40% on housing$250,320/yr
45% on housing$222,506/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$553This listing

vs Other Active Listings

Avg $/sqft

ZIP 30559$235
Fannin County$276

vs Homes Sold Last Month

Median $/sqft

ZIP 30559
Fannin County$299

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$1,295,000
2026-08-05Price change$1,300,000
2026-07-16Price change$1,325,000
2026-07-09Price change$1,350,000
2026-06-20Listed for sale$1,375,000
2025-11-18Sold$47,500
2022-05-31Sold$255,000

New Construction

AgentKendra Thorsell
BrokerageREMAX Town & Country - Blairsville

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