See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

178 Windy Valley Ln, Blue Ridge, GA, 30513

5beds
3baths
4,146sqft
$799,000
$193price/sqft
$5,307/moest. monthly cost
$212,280/yrincome needed

About This Home

Experience upscale North Georgia living with endless outdoor possibilities & the freedom of a private hobby farm lifestyle. Very Motivated Seller will include the lovely furniture and furnishings (see list of exclusions). This immaculate & stunning custom home offers over 4,000 square feet on 3 beautifully landscaped acres, just 7 minutes from downtown Blue Ridge & only minutes from the Toccoa River & Old Toccoa Farm golf course. Designed for privacy & low-maintenance living, this exceptional property is ideal for horse lovers, hobby farmers, & outdoor enthusiasts alike. Inside, spacious flowing floor plan is designed for both entertaining & everyday comfort, featuring 3 bedrooms (master w/tray ceiling), 2 bonus rooms, & 3 full bathrooms. The versatile upstairs flex space is perfect for a home office, craft room, gaming area, or additional guest accommodations. The home also features lovely new quartz granite countertops, double vanities in both primary & guest suites, an eat-in kitchen w/brand new stove/air fryer, & a formal dining room. Relax in front of the lovely gas fireplace. The fully finished terrace level offers incredible flexibility with its own full kitchen, expansive living area, & private bedroom--ideal for multi-generational living, guests, or potential rental income. Outdoor living shines with a finished attached 2-car garage, an expansive deck complete with an electric sunshade, oversized lower-level concrete patio terrace, separate fenced pet area, & ample space for recreation, gardening, or even a future private pickleball court. For hobby farm enthusiasts, this property is truly a dream come true. The impressive 30x40 barn/workshop includes two 12x14 horse stalls, recently updated pasture fencing, & a 15x20 pole barn ideal for hay, equipment, boat, or RV storage. With plenty of room, this animal lover's and gardener's paradise offers endless possibilities. Enjoy the peace & serenity of nature while remaining conveniently close to shopping,

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
7/10
5/10
Fannin County High SchoolGrades 9-124.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2003

Materials

  • Roof: Shingle
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Refrigerator,Range,Oven,Microwave,Dishwasher,Washer,Dryer,Electric Water Heater,See Remarks
  • Laundry features: Main Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 3

Features

  • Pantry,Ceiling Fan(s),Cathedral Ceiling(s),Sheetrock,Entrance Foyer,Eat-in Kitchen,High Speed Internet
  • Window features: Insulated Windows,Vinyl,Screens
  • Flooring: Wood,Tile
  • Number of fireplaces: 2
  • Fireplace features: Ventless,Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric,Propane
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 4,146
  • Total interior livable area: 4,146 sqft

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 005106504

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Front Porch,Deck,Patio
  • Exterior features: Pasture,Garden,Private Yard
  • Fencing: Fenced Pasture,Fenced
  • Has view: Yes
  • View description: Pasture
  • Frontage type: Road
  • Topography of land: Level,Sloping,Wooded

Lot

  • Lot size: 3 Acres
  • Features: Mini-Farm

Parking

  • Total spaces: 2
  • Parking features: Garage,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Inland Flooding
Strong Wind
Tornado
Earthquake
Hail
Ice Storm
Landslide
Wildfire

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,040$48,480
Home Insurance *$286$3,432
Property Taxes $579$6,948
Electricity $402$4,833
Total$5,307$63,684
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$181,954/yr
40% on housing$159,210/yr
45% on housing$141,520/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$193This listing

vs Other Active Listings

Avg $/sqft

ZIP 30513$292
Fannin County$280

vs Homes Sold Last Month

Median $/sqft

ZIP 30513
Fannin County$299

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$789,000
2026-07-23Price change$799,000
2026-06-15Price change$829,000
2026-05-21Listed for sale$865,000
2024-04-11Sold$610,000
2024-03-07Pending sale$617,000
2024-02-08Price change$617,000
2024-01-29Price change$637,000
2024-01-16Listed for sale$650,000
2022-01-31Sold$514,500
2021-12-07Pending sale$529,000
2021-12-07Listed for sale$529,000

For Sale by Agent

AgentJo Crowe-Joines
BrokerageAppalachian Land Company

Similar Homes