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114 Raccoon Drive, Pagosa Springs, CO, 81147

1beds
1baths
756sqft
$245,000
$324price/sqft
$1,562/moest. monthly cost
$62,480/yrincome needed

About This Home

Your cozy move-in ready A-frame is ready! Situated on 2 acres with views from your back porch, this little gem has a cute little loft for sleeping, kitchen, and bathroom. There is a well on the property that the owner uses for dishes, washing, etc., but may need a filter for drinking. There is a covered area to park, two extra out buildings; one being a storage container that stays with the property. No sulphur smell! Take a look at this new opportunity on Raccoon.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

9/10
6/10

Construction

Condition

  • Year built: 1983

Materials

  • Roof: Composition
  • Construction materials: Wood Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: A Frame,Cabin
  • Property subType: Stick Built

Interior

Appliances

  • Appliances included: Dryer,Washer

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Hardwood

Interior Area

  • Total structure area: 756
  • Total interior livable area: 756 sqft

Property

Details

  • Parcel number: 569302410006
  • Zoning description: Residential Single Family

Features

  • Horses can be raised: Yes

Lot

  • Lot size: 2 Acres
  • Features: Corners Marked

Parking

  • Total spaces: 1
  • Parking features: Carport
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High

How This Home’s Risks Compare

Lightning
Wildfire
Winter Weather

FEMA Declared Disasters Across Colorado Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,238$14,856
Home Insurance *$68$816
Property Taxes $70$840
Electricity $186$2,232
Total$1,562$18,744
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$53,554/yr
40% on housing$46,860/yr
45% on housing$41,653/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.3%
6.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$324This listing

vs Other Active Listings

Avg $/sqft

ZIP 81147$298
Archuleta County$304

vs Homes Sold Last Month

Median $/sqft

ZIP 81147
Archuleta County$368

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-06-24Listed for sale$245,000

For Sale by Agent

AgentBlue Pitcher Lindner
BrokerageJann C Pitcher Real Estate

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