41 Lofty Court, Pagosa Springs, CO, 81147
About This Home
This charming 2-bedroom, 2-bath home is situated on a quiet cul-de-sac within walking distance to Lake Pagosa. It features a newly built backyard deck and is perfect as a primary residence or a long-term rental. The home boasts contemporary concrete countertops and laminate vinyl floors. Built by Colorado Dream Homes, Inc., specialists in energy efficiency, it has exterior walls, a roof, and ceilings that are 12 inches thick with R-38 insulation, cutting heating costs in half. Residents also enjoy access to all the recreational facilities of the Pagosa Lakes Property Association, including fishing, paddle boarding, kayaking, biking, hiking, and use of the wonderful rec center.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2004
Type & Style
- Home type: SingleFamily
- Property subType: Stick Built
Interior
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Interior Area
- Total structure area: 975
- Total interior livable area: 975 sqft
Property
Details
- Parcel number: 569908307090
Lot
- Lot size: 2,787 sqft
Parking
- Total spaces: 1
- Parking features: Attached Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Winter Weather
- Wildfire
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters Across Colorado Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,769 | $21,228 |
| Home Insurance * | $97 | $1,164 |
| Property Taxes | $443 | $5,316 |
| Electricity | $186 | $2,232 |
| Total | $2,495 | $29,940 |
Income You'd Need if You Spent...
Colorado FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-11 | Listed for sale | $350,000 |
| 2019-02-14 | Listing removed | $1,000 |
| 2019-02-05 | Listed for rent | $1,000 |
| 2014-06-05 | Listing removed | $129,900 |
| 2014-05-09 | Listed for sale | $129,900 |
| 2014-05-01 | Sold | $125,900 |
| 2013-07-26 | Listed for sale | $135,000 |
| 2009-04-24 | Sold | $133,000 |
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