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46 E Radiant, Pagosa Springs, CO, 81147

2beds
1baths
891sqft
$359,000
$403price/sqft
$2,165/moest. monthly cost
$86,600/yrincome needed

About This Home

This well-positioned home overlooking Lake Pagosa offers exceptional investment potential in one of Colorado’s most sought-after vacation markets. Ideal as a short-term rental, long-term rental, or seasonal retreat, this property is located in the highly desirable Pagosa Lakes area—an established community known for strong rental demand and year-round tourism. With its efficient layout and open kitchen featuring generous counter space and bar seating, the home lives larger than its square footage, maximizing guest comfort and rental appeal. The south-facing paved driveway adds value and convenience by naturally reducing snow and maintenance costs—an important feature for winter tenants and guests. Ownership also provides access (with optional membership) to the Pagosa Lakes Recreation Center, offering an indoor pool, fitness equipment, racquetball courts, and classes—amenities that enhance both lifestyle and rental desirability. Outdoor recreation drives consistent visitor demand, making this property especially attractive for income generation. Residents and guests enjoy exclusive access to four stocked fishing lakes, while world-class skiing at Wolf Creek Ski Area—just 30 minutes away—draws winter visitors from across the country. Located in the thriving mountain town of Pagosa Springs, known for its hot springs, outdoor recreation, and growing tourism economy, this home represents a compelling opportunity to generate rental income while benefiting from long-term property appreciation. Whether you’re looking to expand your investment portfolio, secure a high-demand vacation rental, or own a flexible mountain asset, this property offers both immediate income potential and lasting value.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

9/10
6/10

Construction

Condition

  • Year built: 1979

Materials

  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Stick Built

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Range,Refrigerator
  • Laundry features: W/D Hookup

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Kitchen Bar

Features

  • Window features: Double Pane Windows
  • Flooring: Carpet-Partial,Linoleum
  • Fireplace features: Living Room
  • Fireplace: Yes

Interior Area

  • Total structure area: 891
  • Total interior livable area: 891 sqft

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 569908420011
  • Zoning description: Residential Single Family

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Has water view: Yes
  • Water view: Lake/Pond/Reservoir

Lot

  • Lot size: 9,147 sqft

Parking

  • Total spaces: 1
  • Parking features: Attached Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Wildfire
    WildfireRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Wildfire
Inland Flooding

FEMA Declared Disasters Across Colorado Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,815$21,780
Home Insurance *$99$1,188
Property Taxes $65$780
Electricity $186$2,232
Total$2,165$25,980
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,228/yr
40% on housing$64,950/yr
45% on housing$57,733/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.3%
6.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$403This listing

vs Other Active Listings

Avg $/sqft

ZIP 81147$297
Archuleta County$303

vs Homes Sold Last Month

Median $/sqft

ZIP 81147
Archuleta County$368

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-25Price change$379,000
2026-02-10Listed for sale$395,000
2026-02-09Listing removed$395,000
2026-01-26Listed for sale$395,000
2025-12-07Listing removed$2,000
2025-10-01Listed for rent$2,000
2025-04-30Listing removed$2,000
2025-04-09Listed for rent$2,000
2005-09-01Sold$145,000
2005-06-29Sold$94,000

For Sale by Agent

AgentTony Kaufman
BrokerageJann C Pitcher Real Estate

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