See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

303 Caballo Place, Pagosa Springs, CO, 81147

4beds
2baths
2,060sqft
$525,000
$255price/sqft
$3,550/moest. monthly cost
$142,000/yrincome needed

About This Home

Beautiful garden! Better Price!!! Welcome to your private RIVERFRONT Colorado retreat! Nestled in a lush, verdant valley outside town, this family friendly 5-bedroom, 2-bathroom Riverfront home offers the perfect blend of mountain serenity, wildlife, and breathtaking scenery. Set on 1.5 acres, the property is surrounded by mature landscaping, vibrant flowerbeds, and expansive green lawn, all backing directly to the river for a truly peaceful setting. Elk, deer, and wild turkeys are frequent visitors, creating an authentic Colorado mountain living experience right from your backyard. As you travel to and from the property, you’ll be captivated by sweeping panoramic views of snow-capped mountains and rolling valleys. Every season brings something extraordinary to enjoy. This spacious home offers the ideal combination of privacy and convenience, with easy access to downtown Pagosa Springs while feeling worlds away in your own secluded valley retreat. Whether you’re looking for a full-time residence, vacation getaway, or investment opportunity, this riverfront horse friendly property is truly one of a kind.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

9/10
6/10

Construction

Condition

  • Year built: 1999

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured\Mobile

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Interior Area

  • Total structure area: 2,060
  • Total interior livable area: 2,060 sqft

Property

Details

  • Parcel number: 596501205019

Features

  • On waterfront: Yes
  • Waterfront features: River Front

Lot

  • Lot size: 1.50 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Wildfire
Inland Flooding
Landslide
Winter Weather

FEMA Declared Disasters Across Colorado Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$145$1,740
Property Taxes $565$6,780
Electricity $186$2,232
Total$3,550$42,600
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$121,714/yr
40% on housing$106,500/yr
45% on housing$94,666/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.3%
6.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$255This listing

vs Other Active Listings

Avg $/sqft

ZIP 81147$295
Archuleta County$302

vs Homes Sold Last Month

Median $/sqft

ZIP 81147
Archuleta County$368

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Price change$490,000
2026-08-02Price change$525,000
2026-05-25Listed for sale$570,000
2017-10-21Listing removed$298,000
2017-08-14Price change$298,000
2017-06-29Price change$299,000
2017-06-22Price change$347,000
2017-05-30Price change$349,000
2017-04-20Listed for sale$356,400
2016-12-10Listing removed$348,500
2016-06-24Listed for sale$348,500
2014-11-04Listing removed$399,900
2014-07-26Listed for sale$399,900

For Sale by Agent

AgentTabitha Hughes
BrokerageSherpa Real Estate

Similar Homes