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43070 N County Road 397, Granite, CO, 81228

0beds
0baths
2,160sqft
$400,000
$185price/sqft
$2,409/moest. monthly cost
$96,360/yrincome needed

About This Home

This historic log cabin, built in 1948, sits along the Arkansas River in Granite, Colorado. Set on a 0.48 acre lot, the property offers direct access to world-class fishing and water recreation, with a back deck just 20 feet from the water. The single-level home features 2,160 square feet of living space filled with natural light and finished with all-wood flooring. An open floor plan provides flexibility, with partial partition walls currently defining one bedroom. The cabin does require some updates, particularly in the bathrooms, which are in need of renovation. An attic space includes one of the bathroom areas, offering additional potential for redesign. Located in a historic mountain town, the property is just 15 minutes from Buena Vista and 45 minutes from Aspen, making it a great opportunity for a getaway or investment with character and potential.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

6/10
5/10
Buena Vista Middle SchoolGrades 6-815.3 mi
7/10
Buena Vista High SchoolGrades 9-1216.1 mi

Construction

Condition

  • Property condition: Fixer
  • Year built: 1948

Materials

  • Roof: Composition
  • Construction materials: Concrete,Log,Other

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Features

  • Finished area above ground: 2,160

Heating & Cooling

  • Heating features: Wood Stove
  • Cooling features: None

Interior Area

  • Total structure area: 2,160
  • Total interior livable area: 2,160 sqft

Property

Details

  • Parcel number: R289931300832
  • Special condition: Standard
  • Exclusions: Seller's Personal Property

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Fencing: None
  • On waterfront: Yes
  • Waterfront features: River Front

Lot

  • Lot size: 0.48 Acres
  • Features: Near Ski Area

Parking

  • Total spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Avalanche
    AvalancheRelatively High
  • Landslide
    LandslideRelatively High
  • Hail
    HailModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Avalanche
Landslide
Hail
Winter Weather

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$105$1,260
Property Taxes $96$1,152
Electricity $186$2,232
Total$2,409$28,908
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,594/yr
40% on housing$72,270/yr
45% on housing$64,240/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 17.7%
17.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 10.8%
10.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$185This listing

vs Other Active Listings

Avg $/sqft

ZIP 81228$1,946
Chaffee County$338

vs Homes Sold Last Month

Median $/sqft

ZIP 81228—
Chaffee County$350

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-25Listed for sale$400,000
2023-03-20Listing removed--
2023-03-06Listed for sale$595,000

For Sale by Agent

AgentRitchie Molitor
BrokerageReal Broker, LLC

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