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12540 W Us Highway 50, Poncha Springs, CO, 81201

4beds
3baths
2,752sqft
$1,645,000
$598price/sqft
$9,396/moest. monthly cost
$375,840/yrincome needed

About This Home

Posting as a private, pre-market opportunity! We will be going live mid-May! ?????? Dream House Alert!! ?????? Beautifully appointed 2,752 sq ft home offering a seamless blend of comfort, quality, and elevated country living. This 4-bedroom, 3-bath residence features a spacious, light-filled layout designed for both everyday living and entertaining. The heart of the home showcases granite countertops and rich hardwood flooring, creating a warm, timeless aesthetic throughout the main living spaces. The open-concept design allows for an easy flow between the kitchen, dining, and living areas, all complemented by expansive views of the surrounding acreage. An attached private mother-in-law apartment provides exceptional flexibility—ideal for guests or multigenerational living. Generously sized bedrooms and thoughtfully designed bathrooms offer both comfort and privacy, while large windows bring in natural light and frame the peaceful outdoor setting. This home delivers the perfect balance of refined interior finishes and relaxed rural living—designed to complement the property’s exceptional land, water features, and equestrian amenities. Exceptional 12-acre property designed for both beauty and functionality. The entire acreage is fully equipped with an underground sprinkler system, ensuring lush, irrigated land throughout. A creek flows through the full length of the property, complemented by two ponds and valuable water rights, creating a rare combination of natural beauty and usability. The property is fully enclosed with metal horse fencing across all 12 acres, offering durability, safety, and immediate readiness for all types of equestrian use. Equestrian improvements include a brand new outdoor arena and a well-maintained 4-stall barn, making this a truly turnkey setup for horse enthusiasts. Flat, usable land combined with established water infrastructure and quality fencing makes this property ideal for riding, grazing, and a variety of agricultural or recreational uses.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

9/10
4/10
Salida Middle SchoolGrades 5-86.0 mi
5/10
Salida High SchoolGrades 9-125.9 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Concrete
  • Roof: Metal
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Freezer,Microwave,Range / Oven,Refrigerator,Washer

Basement

  • Basement: Partially finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Tile,Hardwood
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Radiant,Gas,Propane / Butane,Wood / Pellet
  • Cooling features: None

Interior Area

  • Total interior livable area: 2,752 sqft

Property

Details

  • Parcel number: R380505400058

Features

  • Exterior features: Stucco
  • Has spa: Yes
  • Has view: Yes
  • View description: Water,Mountain
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes

Lot

  • Lot size: 12 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage - Detached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Avalanche
    AvalancheRelatively High
  • Landslide
    LandslideRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Avalanche
Landslide
Winter Weather
Hail
Wildfire

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,318$99,816
Home Insurance *$474$5,688
Property Taxes $397$4,764
Electricity $207$2,493
Total$9,396$112,752
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$322,148/yr
40% on housing$281,880/yr
45% on housing$250,560/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 17.7%
17.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 10.8%
10.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$598This listing

vs Other Active Listings

Avg $/sqft

ZIP 81201$277
Chaffee County$331

vs Homes Sold Last Month

Median $/sqft

ZIP 81201—
Chaffee County$350

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-10Listed for sale$1,695,000
2022-05-17Sold$750,000

For Sale by Owner

AgentProperty Owner

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