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849 J Street, Salida, CO, 81201

2beds
1baths
1,506sqft
$599,900
$398price/sqft
$3,536/moest. monthly cost
$141,440/yrincome needed

About This Home

Charming in-town bungalow on a spacious corner lot in Salida. This 1947 home blends vintage character with everyday function. Arched openings, built-ins, and original trim add warmth throughout. The main level offers a true dining room with a classic built-in hutch, a bright kitchen with room for a table, mudroom off the kitchen to the garage, and a Jack-and-Jill three-quarter bath connecting the kitchen and primary bedroom. Two additional rooms upstairs provide flexible space for bedrooms, office, or studio use. The front yard is fenced with mature trees and sprinklers in both front and back. A covered porch offers shade, and the oversized detached garage is perfect for projects or storage. A standard carport provides additional covered parking. The 0.23-acre lot includes alley access, mountain views, and an easy walk or ride to downtown Salida. Just one block from Salida Elementary School, this home combines convenience, charm, and function in one of Salida’s most walkable neighborhoods.

Getting Around

50
WalkingCar-Dependent
0
TransitVery Limited Transit
88
BikeVery Bikeable

Schools

9/10
4/10
Salida Middle SchoolGrades 5-80.6 mi
5/10
Salida High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1947

Materials

  • Roof: Metal
  • Construction materials: Frame,Other,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Chalet,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Partial,Unfinished

Bathroom

  • Level: Main

Bedroom

  • Features: Primary Suite
  • Level: Main

Bedroom

  • Level: Upper

Bedroom

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main

Features

  • Built-in Features,Ceiling Fan(s),Entrance Foyer,Jack & Jill Bathroom,Laminate Counters,Pantry,Primary Suite,Walk-In Closet(s)
  • Flooring: Carpet,Linoleum,Tile
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning Stove
  • Fireplace: Yes
  • Finished area below ground: 130
  • Finished area above ground: 1,376

Heating & Cooling

  • Heating features: Forced Air,Wood Stove
  • Cooling features: None

Interior Area

  • Total structure area: 1,506
  • Total interior livable area: 1,506 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Basement

Living Room

  • Level: Main

Mud Room

  • Level: Main

Property

Details

  • Parcel number: R380705202123
  • Zoning: R-2 Medium Density Res
  • Special condition: Standard
  • Exclusions: Seller's Personal Property

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Patio
  • Exterior features: Private Yard
  • Fencing: Partial
  • Has view: Yes
  • View description: City,Mountain(s),Valley

Lot

  • Lot size: 10,018 sqft
  • Features: Corner Lot,Landscaped,Level,Near Ski Area,Sprinklers In Front,Sprinklers In Rear

Parking

  • Total spaces: 4
  • Parking features: Exterior Access Door,Oversized
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 4
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Avalanche
    AvalancheRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Avalanche
Winter Weather
Hail
Landslide
Wildfire

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$173$2,076
Property Taxes $144$1,728
Electricity $186$2,232
Total$3,536$42,432
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$121,234/yr
40% on housing$106,080/yr
45% on housing$94,293/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 17.7%
17.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 10.8%
10.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$398This listing

vs Other Active Listings

Avg $/sqft

ZIP 81201$291
Chaffee County$337

vs Homes Sold Last Month

Median $/sqft

ZIP 81201—
Chaffee County$350

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-07Listed for sale$659,000

For Sale by Agent

AgentJeff Post
BrokerageCentury 21 Community First

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