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308 Whiterock Avenue, Crested Butte, CO, 81224

2beds
1baths
861sqft
$825,000
$958price/sqft
$4,689/moest. monthly cost
$187,560/yrincome needed

About This Home

Back on the market due to no fault of the Seller. Great opportunity to own and live in a fantastic location and enjoy all of Crested Butte. This property includes two houses. The main house is a two bedroom (one is a non-conforming bedroom) and one bathroom home. It has a great living room and large kitchen area. Home was recently updated with new carpet, interior paint, kitchen cabinets and countertops, and bathroom vanity. The back house is a studio and enjoys its own alley access and parking. The back yard is perfect for entertaining, bbq’ing, or a quiet night under the stars.

Getting Around

70
WalkingSomewhat Walkable
0
TransitVery Limited Transit
87
BikeVery Bikeable

Schools

6/10
Gunnison Middle SchoolGrades 6-821.9 mi
4/10
Gunnison High SchoolGrades 9-1222.2 mi

Construction

Condition

  • Year built: 1890

Materials

  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Property subType: Stick Built

Interior

Appliances

  • Appliances included: Dryer,Range,Refrigerator,Washer

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Kitchen/Dining

Features

  • Flooring: Carpet-Partial,Laminate
  • Finished area above ground: 1,469

Interior Area

  • Total structure area: 861
  • Total interior livable area: 861 sqft

Property

Details

  • Parcel number: 325503183007
  • Zoning description: Residential Single Family

Features

  • Levels: One,Two
  • Stories: 2
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 3,179 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Avalanche
    AvalancheRelatively High
  • Landslide
    LandslideRelatively High

How This Home’s Risks Compare

Inland Flooding
Lightning
Winter Weather
Avalanche
Landslide

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,171$50,052
Home Insurance *$119$1,428
Property Taxes $213$2,556
Electricity $186$2,232
Total$4,689$56,268
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$160,765/yr
40% on housing$140,670/yr
45% on housing$125,040/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.6%
14.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$958This listing

vs Other Active Listings

Avg $/sqft

ZIP 81224$859
Gunnison County$571

vs Homes Sold Last Month

Median $/sqft

ZIP 81224
Gunnison County$701

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-08-11Price change$875,000
2025-03-28Price change$950,000
2025-03-12Pending sale$1,050,000
2024-08-27Listed for sale$1,050,000
2024-08-12Contingent$1,050,000
2024-08-11Pending sale$1,050,000
2023-08-04Price change$1,050,000
2022-08-07Price change$1,198,000
2022-06-16Listed for sale$1,315,000
2021-10-11Listing removed--
2021-07-30Price change$1,150,000
2021-07-08Price change$1,295,000
2021-06-17Listed for sale$1,395,000

For Sale by Agent

AgentMary Ann Fore
BrokerageHomeSmart

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