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9448 Alloway Dr, Hagerstown, MD, 21740

4beds
4baths
2,224sqft
$439,999
$198price/sqft
$3,104/moest. monthly cost
$124,160/yrincome needed

About This Home

Welcome to 9448 Alloway Drive, a beautifully maintained home offering spacious living, modern finishes, and a functional layout. Ideally situated directly across from the local elementary school, the home provides exceptional everyday convenience. Enjoy easy access to I-70 and I-81, shopping, dining, parks, and Fort Detrick, making commuting simple for those working on or near the installation. This home offers the perfect blend of comfort, convenience, and location.

Getting Around

4
WalkingCar-Dependent
0
TransitNo Nearby Transit
26
BikeSomewhat Bikeable

Schools

7/10
4/10

Construction

Condition

  • Year built: 2010

Materials

  • Foundation: Other
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 820

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 424
  • Finished area above ground: 1,800

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,620
  • Total interior livable area: 2,224 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 2210062330
  • Zoning: RT
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: Community

Lot

  • Lot size: 9,304 sqft

Parking

  • Total spaces: 4
  • Parking features: Garage Faces Front,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Drought
Hurricane
Heat Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,224$26,688
Home Insurance *$167$2,004
Property Taxes $430$5,160
Electricity $283$3,400
Total$3,104$37,248
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$106,422/yr
40% on housing$93,120/yr
45% on housing$82,773/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$198This listing

vs Other Active Listings

Avg $/sqft

ZIP 21740$128
Washington County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 21740$180
Washington County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Price change$439,999
2026-07-03Listed for sale$444,999
2023-10-19Sold$410,000
2023-10-16Pending sale$409,888
2023-09-30Contingent$409,888
2023-09-16Listed for sale$409,888
2023-07-05Listing removed$409,888
2023-06-14Listed for sale$409,888
2017-01-17Sold$201,888
2016-11-28Pending sale$200,000
2016-11-16Price change$200,000
2016-11-02Price change$235,691
2016-05-08Price change$77,500
2016-04-03Price change$187,369
2016-03-18Price change$195,250
2016-03-15Price change$70,000
2016-03-14Price change$195,250
2015-09-15Listed for sale--
2012-10-24Listing removed$259,000
2012-08-11Price change$259,000
2012-07-25Price change$269,900
2012-07-12Listed for sale$279,900
2010-10-29Sold$250,760

For Sale by Agent

AgentMalcolm Freeman
BrokerageKeller Williams Gateway LLC

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