408 Pine St, Osage, IA, 50461
About This Home
Move-in ready ranch with room to grow! This 2 bedroom, 2 bath home features main floor laundry for easy one-level living, plus a lower level with potential for a 3rd bedroom — just add an egress window. Step outside to enjoy the covered deck off the front, perfect for morning coffee, or unwind on the paver patio out back. The large yard gives you plenty of space to garden, play, or just spread out. A wheelchair-accessible ramp leads up to the front entry, and the attached garage adds everyday convenience. Solid bones, a great layout, and space to make it your own — this one won’t last long!
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1973
Materials
- Roof: Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range,Dishwasher,Refrigerator,Washer,Dryer,Water Softener Owned
Basement
- Has basement: Yes
- Basement: Full
Bedroom2
- Level: Main
- Area: 102
- Dimensions: 12x8.5
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 3/4 bathrooms: 1
Dining Room
- Level: Main
- Area: 109
- Dimensions: 10x10.9
Family Room
- Level: Lower
- Area: 807.26
- Dimensions: 36.2x22.3
Features
- Finished area above ground: 960
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total interior livable area: 960 sqft
Kitchen
- Level: Main
- Area: 65.25
- Dimensions: 8.7x7.5
Living Room
- Level: Main
- Area: 198
- Dimensions: 18x11
Other
- Level: Main
- Area: 126.44
- Dimensions: 11.6x10.9
Property
Accessibility
- Accessibility features: Doors 36"+
Details
- Parcel number: 1023428002
Lot
- Lot size: 8,712 sqft
- Lot size dimensions: 66 x 132
Parking
- Total spaces: 1
- Parking features: Attached,Concrete,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
- Hail
- Inland Flooding
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $809 | $9,708 |
| Home Insurance * | $125 | $1,500 |
| Property Taxes | $151 | $1,812 |
| Electricity | $121 | $1,452 |
| Total | $1,206 | $14,472 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-07 | Listed for sale | $160,000 |
| 2011-05-02 | Sold | $73,500 |
View on Zillow