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10530 Virginia Ln, Payette, ID, 83661

2beds
1baths
1,728sqft
$640,000
$370price/sqft
$3,675/moest. monthly cost
$147,000/yrincome needed

About This Home

Make your country lifestyle dreams a reality with this hard-to-find 23+ acre property set up perfectly for livestock and rural living! The farmhouse is in need of significant renovation and is ready for someone with vision and ambition, but the value here is in the irrigable land, infrastructure, and outbuildings already in place. Remodel the house or knock it down and build a new one! A second home could be built within county restrictions. Built in 2016 with durable metal siding and roofing, the outbuildings are truly the heart of this property. You’ll find a spacious 50x30 shop with covered RV parking on the side, a well-designed two-sided loafing shed complete with vet/tack room, and a hay barn ready to support all your farming, ranching, or hobby livestock needs. Animal lovers will appreciate the fully fenced and cross-fenced acreage, along with irrigated pasture supported by an irrigation well with immense water productivity at 200 gpm, wheel lines, and risers already installed. Whether you dream of horses and cattle or simply enjoying peaceful country living with room to roam, this property offers the ideal setup. With endless potential, this is a rare opportunity to build equity while creating the rural lifestyle you’ve always wanted. Bring your ideas and restore the home to match the incredible property surrounding it!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

--
Payette Primary SchoolGrades PK-41.4 mi
2/10
Mc Cain Middle SchoolGrades 5-81.6 mi
3/10
Payette High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 1928

Materials

  • Foundation: Crawl Space
  • Roof: Metal
  • Construction materials: Insulation,Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven/Range Freestanding,Washer,Dryer

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Pantry,Laminate Counters,Number of Baths Main Level: 1
  • Flooring: Concrete
  • Number of fireplaces: 1
  • Fireplace features: One,Pellet Stove
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,228

Heating

  • Heating features: Heated

Interior Area

  • Total structure area: 1,728
  • Total interior livable area: 1,728 sqft

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 01520004001A 01520004001B 01520009000D

Features

  • Levels: Two
  • Patio & porch: Covered Patio/Deck
  • Fencing: Cross Fenced,Fence/Livestock,Wire,Wood
  • Horses can be raised: Yes

Lot

  • Lot size: 23.06 Acres
  • Features: 20 - 40 Acres,Garden,Horses,Irrigation Available,Chickens,Manual Sprinkler System

Parking

  • Total spaces: 2
  • Parking features: Carport,RV Access/Parking
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Inland Flooding
Wildfire
Hail
Heat Wave
Lightning
Strong Wind

FEMA Declared Disasters in Payette County and Idaho

Fire
Mud Landslide

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,236$38,832
Home Insurance $228$2,736
Property Taxes $70$840
Electricity $141$1,695
Total$3,675$44,100

Income You'd Need if You Spent...

35% on housing$126,000/yr
40% on housing$110,250/yr
45% on housing$98,000/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: -0.1%
-0.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.7%
-2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$370This listing

vs Other Active Listings

Avg $/sqft

ZIP 83661$180
Payette County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 83661$209
Payette County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentLara Hoch
BrokerageHunter of Homes, LLC

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