1705 Payne Ave, Owensboro, KY, 42303
About This Home
For sale by owner property. 2 bed, 1 bath. New hardwood floors, new roof installed in 2019, some new siding. Great starter home or investment property. Washer, dryer, and all appliances included! Fenced in front yard and large fenced in backyard! Quiet street! Shoot me a message if you are interested.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1934
Materials
- Foundation: Other
- Roof: Composition
- Construction materials: Metal
Type & Style
- Home type: SingleFamily
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Washer
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Flooring: Hardwood
Heating & Cooling
- Heating features: Forced air,Gas
- Cooling features: Central
Interior Area
- Total interior livable area: 954 sqft
Property
Details
- Parcel number: 001090200800000
Features
- Exterior features: Other
Lot
- Lot size: 4,791 sqft
Parking
- Parking features: Off-street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Winter Weather
- Earthquake
- Hail
- Inland Flooding
- Strong Wind
- Tornado
- Cold Wave
- Heat Wave
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $501 | $6,012 |
| Home Insurance * | $69 | $828 |
| Property Taxes | $141 | $1,692 |
| Electricity | $154 | $1,850 |
| Total | $865 | $10,380 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-13 | Listed for sale | $99,250 |
| 2026-08-10 | Pending sale | $99,250 |
| 2026-08-01 | Listed for sale | $99,250 |
| 2023-09-25 | Listing removed | -- |
| 2023-09-19 | Listed for rent | $875 |
| 2022-09-02 | Sold | $69,500 |
| 2022-08-16 | Pending sale | $71,900 |
| 2022-08-16 | Listed for sale | $71,900 |
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