995 W 1st St, Owensboro, KY, 42301
About This Home
Offered for sale is our incredible two story, four bedroom 2 1/2 bath Sycamore Square River Villa property. This home was built as the River Villa model and has three bedrooms facing the river with 16 large river facing windows. All bathrooms and the kitchen were completely renovated and updated. A new downstairs AC unit was installed last summer. We have been the only owners of this incredible river front property. Relaxing and entertaining “on the river” is always a beautiful, fun experience, and within walking distance to all of Owensboro’s riverfront great entertainment and excellent restaurants! We have access to our Sycamore pool, that is located just out the front door. All yard maintenance is the responsibility of the association, thereby giving the owner more quality time to enjoy the property. Whether you are enjoying the property outside watching the river traffic, air shows and fireworks right over you, or the living room fireplace in the cooler months, this property has the ability to make great memories!! New roof, siding and trim installed in 2025. We are moving so the price has been reduced $20,000.
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1998
Materials
- Foundation: Slab
- Roof: Shake / Shingle
Type & Style
- Home type: SingleFamily
Interior
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Flooring: Carpet,Hardwood
- Fireplace: Yes
Heating & Cooling
- Heating features: Forced air,Gas
- Cooling features: Central
Interior Area
- Total interior livable area: 2,978 sqft
Property
Details
- Parcel number: 006040402000000
Features
- Exterior features: Other
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
Parking
- Parking features: Garage - Attached,Off-street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
- Ice Storm
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
- Hail
- Heat Wave
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,235 | $38,820 |
| Home Insurance * | $431 | $5,172 |
| Property Taxes | $541 | $6,492 |
| Electricity | $235 | $2,822 |
| Total | $4,442 | $53,304 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-11 | Listed for sale | $659,900 |
| 2026-03-30 | Listing removed | $669,500 |
| 2026-03-23 | Listed for sale | $669,500 |
| 2026-03-18 | Listing removed | $669,500 |
| 2025-09-17 | Listed for sale | $669,500 |
| 2025-08-20 | Listing removed | $679,900 |
| 2025-07-03 | Listed for sale | $679,900 |
| 2025-07-02 | Listing removed | $679,900 |
| 2025-01-10 | Listed for sale | $679,900 |
| 2024-10-02 | Listing removed | $679,900 |
| 2024-07-12 | Listed for sale | $679,900 |
| 1999-04-01 | Sold | $260,000 |
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