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4317 Edgewood Ct, Owensboro, KY, 42303

5beds
4baths
3,506sqft
$495,000
$141price/sqft
$3,230/moest. monthly cost
$129,200/yrincome needed

About This Home

Best Buy in Springbank! 4 to 7 bedrooms possible in this 3,500 square foot home. Featuring 3.5 baths, fireplace, lots of windows. Remodeled. Truly a family home in the county schools district. Full partially-finished basement with bath has potential for a hobby room or additional bedroom. Enjoy the wood deck out back. Trade plan available!

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

7/10
4/10
7/10

Construction

Condition

  • Year built: 1992

Materials

  • Foundation: Basement
  • Roof: Dimensional
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Range,Refrigerator,Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • Master Downstairs,Split Bedroom,Vaulted Ceiling(s),Walk-In Closet(s)
  • Flooring: Carpet,Ceramic Tile,Tile
  • Fireplace features: Fireplace
  • Fireplace: Yes
  • Attic: Access Only
  • Finished area below ground: 1,149
  • Finished area above ground: 2,357

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 3,845
  • Total interior livable area: 3,506 sqft

Kitchen

  • Features: Breakfast Area
  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 003240403100000

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck

Lot

  • Lot size: 8,125 sqft
  • Features: Cul-de-Sac/Dead End
  • Lot size dimensions: 65 x 125

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Strong Wind
Winter Weather
Earthquake
Hail
Heat Wave
Tornado

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,502$30,024
Home Insurance *$345$4,140
Property Taxes $107$1,284
Electricity $276$3,322
Total$3,230$38,760
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$110,742/yr
40% on housing$96,900/yr
45% on housing$86,133/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 25.0%
25.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$141This listing

vs Other Active Listings

Avg $/sqft

ZIP 42303$148
Daviess County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 42303$151
Daviess County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-15Listed for sale$495,000
2016-03-02Listing removed$299,500
2015-11-09Listed for sale$299,500
2015-09-24Listing removed$299,500
2015-09-18Listed for sale$299,500
2015-03-19Listing removed$299,500
2015-02-21Price change$299,500
2014-11-07Listed for sale$329,500
2012-08-01Sold$247,500
2012-07-18Pending sale$259,900
2012-06-21Listed for sale$259,900

For Sale by Agent

AgentL. Steve Castlen
BrokerageL. Steve Castlen, REALTORS®

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