4303 Loft Cv, Owensboro, KY, 42303
About This Home
Welcome to this turnkey townhouse in the highly desirable Loft Cove community! This spacious 2-bedroom, 2-bath condo is the largest floor plan in the neighborhood and offers comfortable, low-maintenance living. Features include an updated kitchen, newer flooring, and a bright, open layout perfect for everyday living or entertaining. Washer and dryer remain with the home for added convenience. Enjoy the privacy of the fenced backyard — ideal for pets, relaxing, or outdoor gatherings. Don’t miss this rare opportunity to own one of Loft Cove’s largest and most inviting homes!
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1985
Materials
- Foundation: Slab
- Roof: Composition
- Construction materials: Brick Veneer
Type & Style
- Home type: Townhouse
- Property subType: Townhouse,Residential,Condo/Townhouse
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Range,Refrigerator,Washer,Gas Water Heater
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Features: Dining Area
Features
- Ceiling Fan(s)
- Window features: Window Treatments
- Flooring: Carpet,Tile
- Fireplace features: Fireplace
- Fireplace: Yes
- Attic: Access Only,Storage Only
- Finished area below ground: 0
- Finished area above ground: 1,060
Heating & Cooling
- Heating features: Ceiling,Natural Gas
- Cooling features: Electric
Interior Area
- Total structure area: 1,060
- Total interior livable area: 1,060 sqft
Master Bedroom
- Level: First
Property
Details
- Parcel number: 003123200100000
- Horse amenities: Paddocks
Features
- Levels: One and One Half
- Stories: 1
- Patio & porch: Patio
- Fencing: Fenced
Lot
- Lot size: 1,350 sqft
- Lot size dimensions: 18 x 75
Parking
- Parking features: Parking Pad
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Ice Storm
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
- Earthquake
- Hail
- Heat Wave
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $682 | $8,184 |
| Home Insurance * | $94 | $1,128 |
| Property Taxes | $29 | $348 |
| Electricity | $154 | $1,850 |
| Total | $959 | $11,508 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-07 | Pending sale | $134,900 |
| 2026-06-29 | Price change | $134,900 |
| 2026-06-16 | Price change | $144,900 |
| 2026-05-28 | Listed for sale | $149,900 |
| 2024-01-29 | Sold | $124,350 |
| 2023-12-29 | Pending sale | $120,000 |
| 2023-12-20 | Price change | $120,000 |
| 2023-11-14 | Price change | $134,950 |
| 2023-10-31 | Listed for sale | $144,950 |
| 2023-10-23 | Listing removed | -- |
| 2023-10-07 | Listed for sale | $128,000 |
| 2022-06-08 | Listing removed | -- |
| 2022-03-30 | Price change | $125,000 |
| 2022-03-12 | Pending sale | $119,500 |
| 2021-11-14 | Price change | $119,500 |
| 2021-10-21 | Listed for sale | $121,500 |
| 2019-10-31 | Sold | $74,000 |
| 2019-09-09 | Listed for sale | $79,800 |
| 2011-11-23 | Listing removed | $59,800 |
| 2010-12-17 | Listed for sale | $64,900 |
| 2006-03-17 | Sold | $61,900 |
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