283 Lakewood Dr, Owensboro, KY, 42301
About This Home
JUST LISTED - MOVE-IN READY! Looking for the perfect updated home with $0 DOWN PAYMENT options? This one is ready for you! 283 Lakewood Drive, Owensboro, KY 42301 Offered at $194,900 Key Features: 3 Bedrooms | Updated & Move-In Ready Attached Garage NEW Roof & Newer HVAC system (Peace of mind!) Fully Fenced Yard with NO HOA! 8x10 Storage Shed equipped with electric Big updates, zero HOA hassle, and incredible financing options!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1997
Materials
- Roof: Asphalt
- Construction materials: Brick Siding,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Refrigerator,Oven
Basement
- Area: 0
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Features
- Flooring: Linoleum
- Finished area above ground: 1,015
Heating & Cooling
- Heating features: Gas,Forced Air
- Cooling features: Central
Interior Area
- Total structure area: 1,015
Kitchen
- Features: Eat-in Kitchen,Laminate Counters
Property
Details
- Parcel number: 000000000.0000000000.000
- Lease amount: 0
Features
- Patio & porch: Patio
Lot
- Lot size: 7,840 sqft
- Features: Cul de Sac
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Ice Storm
- Strong Wind
- Tornado
- Winter Weather
- Earthquake
- Hail
- Heat Wave
- Lightning
- Cold Wave
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $985 | $11,820 |
| Home Insurance * | $131 | $1,572 |
| Property Taxes | $42 | $504 |
| Electricity | $154 | $1,850 |
| Total | $1,312 | $15,744 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-06 | Contingent | $194,900 |
| 2026-08-03 | Listed for sale | $194,900 |
| 2012-03-01 | Sold | $89,901 |
For Sale by Agent
View on Zillow