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919 Griffith Ave, Owensboro, KY, 42301

2beds
4baths
2,726sqft
$639,900
$235price/sqft
$4,369/moest. monthly cost
$174,760/yrincome needed

About This Home

Discover distinctive one-level living along Owensboro’s coveted Griffith Avenue. Located in a quiet cul-de-sac setting, this two-bedroom, three-and-a-half-bath home offers 2,726 square feet of finished living space, including approximately 700 finished square feet in the lower level. Stone arched doorways, French doors, hardwood and ceramic flooring, granite surfaces and a gas-log fireplace create a warm, character-filled interior. The split-bedroom design, sunroom, walk-in closets and flexible finished lower level provide space for everyday living, entertaining, hobbies or guests. Outside, enjoy landscaped grounds, a sprinkler system and a rear patio with ceiling fans. The roof, siding, gutters and gutter guards were replaced in 2025. Additional features include a double attached garage, interior and exterior audio, appliances, wine cooler, washer and dryer, and select televisions. Property is being sold as-is.

Getting Around

50
WalkingSomewhat Walkable
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

6/10
Sutton Elementary SchoolGrades K-51.0 mi
3/10
6/10
Owensboro High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1989

Materials

  • Foundation: Basement
  • Roof: Dimensional
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Exhaust Fan,Microwave,Range,Refrigerator,Washer,Wine Cooler,Gas Water Heater
  • Laundry features: W/D Hookup

Basement

  • Has basement: Yes
  • Basement: Partial,Sump Pump

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Granite,Split Bedroom,Walk-In Closet(s),Walk-in Shower
  • Window features: Window Treatments
  • Flooring: Ceramic Tile,Hardwood
  • Fireplace features: Gas Log
  • Fireplace: Yes
  • Attic: None
  • Finished area below ground: 700
  • Finished area above ground: 2,026

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 3,004
  • Total interior livable area: 2,726 sqft

Kitchen

  • Features: Kitchen-Dining

Property

Details

  • Parcel number: 004060304000000

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Rear Porch
  • Exterior features: Sprinkler System,Sunroom

Lot

  • Features: Cul-de-Sac/Dead End,Landscaped

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Earthquake
Hail
Heat Wave
Inland Flooding
Ice Storm
Strong Wind
Tornado
Winter Weather
Cold Wave
Lightning

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,235$38,820
Home Insurance *$431$5,172
Property Taxes $488$5,856
Electricity $215$2,583
Total$4,369$52,428
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$149,794/yr
40% on housing$131,070/yr
45% on housing$116,506/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 25.0%
25.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$235This listing

vs Other Active Listings

Avg $/sqft

ZIP 42301$120
Daviess County$137

vs Homes Sold Last Month

Median $/sqft

ZIP 42301$152
Daviess County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-15Listed for sale$639,900
2026-04-20Pending sale$639,900
2026-04-02Listed for sale$639,900

For Sale by Agent

AgentGail M Niehaus
BrokerageSolutions Real Estate Group

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