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1121 Hall St, Owensboro, KY, 42303

2beds
1baths
870sqft
$139,900
$161price/sqft
$1,004/moest. monthly cost
$40,160/yrincome needed

About This Home

Completely rebuilt from the studs, this beautifully renovated 2-bedroom, 1-bath home offers the perfect blend of modern style and quality craftsmanship. Every detail has been thoughtfully updated, creating a move-in-ready home with the feel of new construction. The heart of the home is the stunning custom kitchen, featuring beautifully crafted cabinetry and sleek stainless steel appliances. The bright, inviting living spaces flow seamlessly, while the updated finishes throughout provide a fresh, contemporary feel. Outside, you'll appreciate the convenience of off-street parking and a generous yard with plenty of room for pets, play, or future outdoor entertaining. Whether you're a first-time homebuyer, downsizing, or looking for a turnkey investment, this home is ready to impress. Don't miss your opportunity to own a like-new home with quality upgrades, modern amenities, and a spacious outdoor setting.

Getting Around

59
WalkingSomewhat Walkable
0
TransitVery Limited Transit
59
BikeBikeable

Schools

4/10
Estes Elementary SchoolGrades PK-50.7 mi
3/10
6/10
Owensboro High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1925

Materials

  • Foundation: Crawl Space
  • Roof: Dimensional
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Microwave,Range,Refrigerator,Gas Water Heater
  • Laundry features: W/D Hookup

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s)
  • Window features: Replacement Windows
  • Flooring: Laminate
  • Fireplace features: None
  • Attic: Access Only
  • Finished area below ground: 0
  • Finished area above ground: 870

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 870
  • Total interior livable area: 870 sqft

Kitchen

  • Features: Eat-in Kitchen

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 002050901200000

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch

Lot

  • Lot size: 4,080 sqft
  • Features: Level,Landscaped
  • Lot size dimensions: 40 x 102

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Winter Weather
    Winter WeatherVery High
  • Earthquake
    EarthquakeRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Ice Storm
Winter Weather
Earthquake
Hail
Inland Flooding
Strong Wind
Tornado
Cold Wave
Heat Wave
Lightning

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $707$8,484
Home Insurance *$97$1,164
Property Taxes $46$552
Electricity $154$1,850
Total$1,004$12,048
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$34,422/yr
40% on housing$30,120/yr
45% on housing$26,773/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 25.0%
25.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$161This listing

vs Other Active Listings

Avg $/sqft

ZIP 42303$149
Daviess County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 42303$151
Daviess County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-11Pending sale$139,900
2026-07-23Price change$139,900
2026-07-06Listed for sale$149,900
2016-05-13Sold$13,000
2016-01-05Pending sale$15,900
2015-12-30Listed for sale$15,900

For Sale by Agent

AgentBailey Boswell
BrokerageBHG Realty

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