




3423 Man O War Loop N, Owensboro, KY, 42303
About This Home
Home for sale! Perfect for growing families, first-time homebuyers, or investors, this charming home is full of potential! New roof in 2025, new hvac in 2025, and newer appliances! This well-maintained 3-bedroom, 2-bath brick home features a 2-car garage and is nestled in a highly sought-after, family-friendly neighborhood just off Hwy 54. With a newer roof, HVAC system, and appliances, you can move in with confidence knowing these major updates have already been taken care of. Step outside to enjoy a private backyard with a spacious brick patio, perfect for entertaining family and friends or simply relaxing after a long day. Conveniently located near shopping, dining, and excellent schools, this home offers the perfect combination of comfort, convenience, and opportunity. Whether you're looking for your first home, room for a growing family, or a great investment property, this home is ready for you to move in or add your personal touch. Don't miss your chance to make this wonderful home your own, schedule your showing today!
Getting Around
Schools
Construction
Condition
- Year built: 1984
Materials
- Foundation: Slab
- Roof: Composition
- Construction materials: brick
Type & Style
- Home type: SingleFamily
Interior
Appliances
- Appliances included: Dishwasher,Freezer,Garbage disposal,Microwave,Range / Oven,Refrigerator
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Flooring: Carpet,Laminate
- Fireplace: Yes
Heating & Cooling
- Heating features: Other
- Cooling features: Central
Interior Area
- Total interior livable area: 1,390 sqft
Property
Details
- Parcel number: 074E00012500000
Features
- Exterior features: Brick
Lot
- Lot size: 0.29 Acres
Parking
- Parking features: Garage - Attached,Off-street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Ice Storm
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
- Earthquake
- Hail
- Heat Wave
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,259 | $15,108 |
| Home Insurance * | $173 | $2,076 |
| Property Taxes | $146 | $1,752 |
| Electricity | $154 | $1,850 |
| Total | $1,732 | $20,784 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-14 | Price change | $244,900 |
| 2026-08-02 | Price change | $249,000 |
| 2026-06-30 | Listed for sale | $264,900 |
| 1992-05-01 | Sold | $98,000 |
