4432 New Hartford Rd, Owensboro, KY, 42303
About This Home
Rare opportunity to own a custom-built home on 1.36 acres in the heart of town, offering over 6,600 sq ft of flexible living space and exceptional indoor-outdoor features. Built in 1998, this home features 5 bedrooms and 4 full baths plus 2 half baths, including a private upstairs bedroom with full bath—ideal for guests, a home office, or added privacy. The main level offers a spacious primary suite along with an additional en suite bedroom, perfect for multi-generational living. From the moment you enter, the home makes an impression with a marble tile entry, rich wood trim, and custom glass details. The main living area features tray ceilings, detailed millwork, and a fireplace, while the kitchen is equipped with custom cabinetry, granite countertops, large island, double ovens, and Viking appliances. The fully finished lower level provides a second living area with fireplace, kitchenette, and expansive space for recreation, fitness, or additional living quarters. Enjoy a private backyard retreat with a heated saltwater pool, large patio, custom pavilion, and outdoor kitchen area—all set on a rare 1.36-acre in-town lot. A unique combination of space, flexibility, and location.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1998
Materials
- Foundation: Basement
- Roof: Dimensional
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Cooktop,Dishwasher,Double Oven,Dryer,Refrigerator,Washer,Gas Water Heater
- Laundry features: W/D Hookup
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 6
- Full bathrooms: 4
- 1/2 bathrooms: 2
Dining Room
- Features: Formal-Separate
Features
- Cathedral Ceiling(s),Ceiling Fan(s),Granite,Split Bedroom,Vaulted Ceiling(s),Walk-In Closet(s),Walk-in Shower
- Window features: Replacement Windows
- Flooring: Carpet,Tile,Wood
- Fireplace features: Great Room
- Fireplace: Yes
- Attic: Access Only
- Finished area below ground: 2,803
- Finished area above ground: 3,809
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Electric
Interior Area
- Total structure area: 6,612
- Total interior livable area: 6,612 sqft
Kitchen
- Features: Eat-in Kitchen,Bar
Master Bedroom
- Level: First
Property
Details
- Parcel number: 063000000100000
- Other equipment: Intercom
Features
- Levels: Three Or More
- Private pool: Yes
- Pool features: In Ground
- Patio & porch: Patio
- Exterior features: Outdoor Kitchen
- Fencing: Fenced
Lot
- Lot size: 1.38 Acres
- Features: Other,Landscaped
- Lot size dimensions: 1.376
Parking
- Total spaces: 3
- Parking features: Attached,Circular Driveway
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Ice Storm
- Strong Wind
- Winter Weather
- Earthquake
- Hail
- Heat Wave
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,573 | $78,876 |
| Home Insurance * | $908 | $10,896 |
| Property Taxes | $1,071 | $12,852 |
| Electricity | $522 | $6,265 |
| Total | $9,074 | $108,888 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-01 | Listed for sale | $1,399,900 |
| 2009-08-04 | Sold | $625,000 |
| 2005-07-01 | Sold | $634,000 |
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