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4590 Pleasant Valley Rd, Philpot, KY, 42366

3beds
1baths
1,635sqft
$234,900
$144price/sqft
$1,550/moest. monthly cost
$62,000/yrincome needed

About This Home

Enjoy peaceful country living in desirable Philpot on nearly 1.5 acres that offers incredible views of farmland that is becoming increasingly hard to find! If you are looking for a home in the country, night time views of stars instead of street lights and crickets instead of traffic, all while remaining just minutes from town, this property deserves a place at the top of your list! This well-loved 3 bedroom, 1 bath home has been cherished by the same family for more than 20 years and is ready to welcome its next owners. Recent updates include a new roof, gutters, and replacement of portions of the vinyl siding following the 2025 hail storm. You will appreciate the exceptionally spacious bedrooms measuring approximately 15.8x15.5, 16.6x11.5, and 12x13.8, a rare find in today's market. The open-concept kitchen features a pantry and offers additional floor space that's perfect for a home office, homework station, coffee bar, or everyday drop zone. The unfinished basement provides abundant storage and serves as an ideal storm shelter, offering both convenience and peace of mind. Act fast! Opportunities like this in Philpot are few and far between. Schedule your showing before someone else calls it home!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

4/10
7/10

Construction

Condition

  • Year built: 1891

Materials

  • Foundation: Basement,Block,Crawl Space
  • Roof: Dimensional
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator,Gas Water Heater
  • Laundry features: W/D Hookup

Basement

  • Has basement: Yes
  • Basement: Block,Unfinished,Sump Pump

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First

Features

  • Ceiling Fan(s),Split Bedroom
  • Window features: Replacement Windows
  • Flooring: Carpet,Hardwood
  • Fireplace features: Non-functional
  • Fireplace: Yes
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 1,635

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 2,147
  • Total interior livable area: 1,635 sqft

Kitchen

  • Features: Eat-in Kitchen
  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 088000007601000

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Front Porch
  • Exterior features: Scenic

Lot

  • Lot size: 1.48 Acres
  • Features: 75-100 Front,Secluded
  • Lot size dimensions: 1.478 ac

Parking

  • Parking features: Barn,Gravel
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Winter Weather
Hail
Heat Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Cold Wave
Earthquake

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,187$14,244
Home Insurance *$119$1,428
Property Taxes $90$1,080
Electricity $154$1,850
Total$1,550$18,600
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$53,142/yr
40% on housing$46,500/yr
45% on housing$41,333/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 25.0%
25.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$144This listing

vs Other Active Listings

Avg $/sqft

ZIP 42366$161
Daviess County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 42366$157
Daviess County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Pending sale$234,900
2026-08-01Price change$234,900
2026-07-20Listed for sale$239,900
2005-10-05Sold$75,000

For Sale by Agent

AgentLeah B Christian
BrokerageTriple Crown Realty Group

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