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107 E Locust Grove Rd, Utica, KY, 42376

2beds
1baths
1,206sqft
$145,000
$120price/sqft
$1,117/moest. monthly cost
$44,680/yrincome needed

About This Home

This Log Home style single family home offers 2 bedrooms and 1 bathroom with approximately 1206 square feet of living space on a 1.00 acre lot.The foreclosure deed has been recorded, allowing for shorter closing timelines.There are no inspection or financing contingencies on this cash only purchase.No Buyer Premium on this property. It is a criminal offense to trespass on this property. The seller has closing representation in this transaction. The buyer has the right to select their own title/closing company, or may use the sellers title company. The buyer is responsible for all closing costs in this transaction.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

8/10
4/10
7/10
Apollo High SchoolGrades 9-1210.1 mi

Construction

Condition

  • Year built: 1989

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Interior Area

  • Total structure area: 1,206
  • Total interior livable area: 1,206 sqft

Property

Details

  • Parcel number: 059000014800000
  • Special condition: Auction

Features

  • Stories: 2

Lot

  • Lot size: 1 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Ice Storm
Strong Wind
Tornado
Winter Weather
Cold Wave
Drought
Earthquake
Hail

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $733$8,796
Home Insurance *$97$1,164
Property Taxes $133$1,596
Electricity $154$1,850
Total$1,117$13,404
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,297/yr
40% on housing$33,510/yr
45% on housing$29,786/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 25.0%
25.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$120This listing

vs Other Active Listings

Avg $/sqft

ZIP 42376$142
Daviess County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 42376$164
Daviess County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-09Sold$122,100
2018-03-28Listing removed$109,900
2018-03-14Listed for sale$109,900
2018-03-14Pending sale$109,900
2018-02-21Price change$109,900
2017-12-12Price change$108,000
2017-11-27Price change$112,500
2017-11-07Listed for sale$115,900
2015-07-21Sold$100,000
2015-04-09Listing removed$114,000
2015-03-27Price change$114,000
2015-03-20Price change$119,000
2015-03-14Listed for sale$99,900
2013-05-06Sold$79,500
2013-02-02Listing removed$74,900
2012-08-26Price change$74,900
2012-06-28Price change$79,900
2012-05-20Listed for sale$82,500
2007-04-16Sold$92,597

Unknown Listed By

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