3485 Old Mill Ln, Owensboro, KY, 42303
About This Home
This move in ready brick ranch offers comfortable living in a peaceful, tree lined setting. Inside, you’ll find a spacious living area, updated flooring, and a functional eat in kitchen with ample cabinet space. The bathroom has been refreshed and the neutral colors throughout make it easy to add your own style. Step outside and enjoy the private backyard surrounded by mature trees, complete with a covered gazebo that creates the perfect spot for relaxing, entertaining, or enjoying your morning coffee. The wooded backdrop provides a sense of privacy rarely found at this price point. Whether you’re a first-time buyer, downsizing, or looking for an investment opportunity, this home offers a great combination of indoor comfort and outdoor enjoyment. Conveniently located with easy access to shopping, dining, schools, and everyday amenities. Don’t miss your chance to make this one yours. Schedule your showing today
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1984
Materials
- Foundation: Slab
- Roof: Dimensional
- Construction materials: Brick Veneer
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Microwave,Range,Refrigerator,Gas Water Heater
- Laundry features: W/D Hookup
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Ceiling Fan(s),Vaulted Ceiling(s)
- Flooring: Laminate
- Fireplace features: None
- Attic: Access Only
- Finished area below ground: 0
- Finished area above ground: 950
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Electric
Interior Area
- Total structure area: 950
- Total interior livable area: 950 sqft
Kitchen
- Features: Eat-in Kitchen
Property
Details
- Parcel number: 075D00008000000
Features
- Levels: One
- Stories: 1
- Patio & porch: Patio
- Exterior features: Scenic
- Fencing: Fenced
Lot
- Lot size: 7,000 sqft
- Features: Cul-de-Sac/Dead End,Rolling Slope,Landscaped,Wooded
- Lot size dimensions: 50 x 140
Parking
- Total spaces: 1
- Parking features: Garage,Attached,Concrete
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Winter Weather
- Hail
- Heat Wave
- Ice Storm
- Strong Wind
- Tornado
- Cold Wave
- Earthquake
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $859 | $10,308 |
| Home Insurance * | $118 | $1,416 |
| Property Taxes | $200 | $2,400 |
| Electricity | $154 | $1,850 |
| Total | $1,331 | $15,972 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-31 | Price change | $169,900 |
| 2026-07-10 | Price change | $174,900 |
| 2026-06-20 | Listed for sale | $179,900 |
| 2018-05-15 | Sold | $101,500 |
| 2018-03-01 | Price change | $102,900 |
| 2018-02-21 | Listed for sale | $105,000 |
| 2009-05-18 | Sold | $70,000 |
| 2007-07-26 | Sold | $87,000 |
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