1618 Lock Ave, Owensboro, KY, 42301
About This Home
Stunning waterviews from this 3-bedroom 2.5-bath stately home near English Park & the Ohio Riverfront. Beyond the views, you'll be delighted with this home's pristine condition: Gorgeous porcelain tile floors flow from Great Room into Kitchen. Notice the architectural details, the wood trim, and the fireplace. Three bedrooms, 2 full baths, including the owner's suite, are located upstairs. The owners suite is best described as pampering: With his and her closets, dual sinks, a soaker bathtub and a walk-in shower, you'll enjoy this restful retreat, with its own balcony overlooking the park and water to the North. Downstairs, The kitchen flows nicely between the dining and living rooms and offers granite countertops along with an oversized island. Storage is a breeze with a walk-in pantry. Spacious Half bath. A two-car attached garage with solid wood custom cabinetry provides plenty of room for all the toys and a vast array of storage options. This brick two story has a zero-lot line, benefits from no HOA hassles, and a new roof. The lucky new owners will wake up each morning, watching the sun rise over the water. This home will not disappoint... Call to schedule your showing soon.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2008
Materials
- Foundation: Slab
- Roof: Dimensional
- Construction materials: Brick,Brick Veneer
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Range,Refrigerator,Washer,Gas Water Heater
- Laundry features: W/D Hookup
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Level: First
Features
- Ceiling Fan(s),Granite,Walk-In Closet(s),Walk-in Shower
- Flooring: Hardwood,Tile
- Fireplace features: Fireplace,Gas Log,Great Room
- Fireplace: Yes
- Attic: Access Only,Pull Down Stairs
- Finished area below ground: 0
- Finished area above ground: 1,790
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Gas
Interior Area
- Total structure area: 1,790
- Total interior livable area: 1,790 sqft
Kitchen
- Features: Eat-in Kitchen,Granite Counters,Kitchen Island
- Level: First
Property
Details
- Parcel number: 0060902029A0000
Features
- Levels: Two
- Stories: 2
- Patio & porch: Rear Porch,Front Porch
- Exterior features: Other,Scenic
- Has spa: Yes
- Spa features: Bath
Lot
- Lot size: 2,308 sqft
- Features: Level,Plat,Zero Lot Line,Landscaped
- Lot size dimensions: 0.053 ACRE
Parking
- Total spaces: 5
- Parking features: Garage Door Opener,Attached,Detached
- Has garage: Yes
- Attached garage spaces: 5
- Covered spaces: 5
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Heat Wave
- Inland Flooding
- Ice Storm
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
- Earthquake
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,567 | $18,804 |
| Home Insurance * | $208 | $2,496 |
| Property Taxes | $56 | $672 |
| Electricity | $154 | $1,850 |
| Total | $1,985 | $23,820 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-15 | Listed for sale | $319,900 |
| 2026-03-01 | Listing removed | $324,500 |
| 2026-01-07 | Price change | $324,500 |
| 2025-11-06 | Price change | $327,500 |
| 2025-09-15 | Price change | $329,900 |
| 2025-09-02 | Listed for sale | $335,000 |
| 2024-10-07 | Sold | $317,300 |
| 2024-09-10 | Pending sale | $324,900 |
| 2024-09-06 | Listed for sale | $324,900 |
| 2021-09-03 | Sold | $240,000 |
| 2021-08-07 | Listed for sale | $249,900 |
| 2008-05-13 | Sold | $244,900 |
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