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2605 Daviess St, Owensboro, KY, 42303

2beds
1baths
812sqft
$144,900
$178price/sqft
$1,158/moest. monthly cost
$46,320/yrincome needed

About This Home

New price! Move-in ready and conveniently located in the desirable Legion Park area of Owensboro, this well-maintained home offers two bedrooms and one full bathroom—ideal for first-time buyers, downsizers, or investors. This home is NOT in the flood plain. Major updates include a brand-new roof and new vinyl siding, giving the exterior a clean, refreshed look and adding long-term value. Inside, the home has been freshly painted, creating a bright and welcoming space ready for your personal style. All appliances stay with the home, including the range, refrigerator, washer and dryer. Outside you'll love the newer vinyl privacy fence, giving you peace, privacy, and a place to play. Enjoy being just minutes from Legion Park, where you’ll have access to walking trails, green space, and picnic shelters, all while staying close to shopping, restaurants, and everyday conveniences!

Getting Around

64
WalkingSomewhat Walkable
0
TransitVery Limited Transit
50
BikeBikeable

Schools

3/10
6/10
Owensboro High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1948

Materials

  • Foundation: Crawl Space
  • Roof: Dimensional
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dryer,Range,Refrigerator,Washer,Gas Water Heater
  • Laundry features: W/D Hookup

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s)
  • Flooring: Carpet
  • Fireplace features: None
  • Attic: Access Only
  • Finished area below ground: 0
  • Finished area above ground: 812

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 812
  • Total interior livable area: 812 sqft

Kitchen

  • Features: Eat-in Kitchen

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 003081100400000

Features

  • Levels: One
  • Stories: 1
  • Fencing: Privacy

Lot

  • Lot size: 7,350 sqft
  • Features: Level,Landscaped
  • Lot size dimensions: 50 x 147

Parking

  • Parking features: Carport
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Ice Storm
Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Lightning

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $732$8,784
Home Insurance *$101$1,212
Property Taxes $171$2,052
Electricity $154$1,850
Total$1,158$13,896
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$39,702/yr
40% on housing$34,740/yr
45% on housing$30,880/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 25.0%
25.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$178This listing

vs Other Active Listings

Avg $/sqft

ZIP 42303$149
Daviess County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 42303$151
Daviess County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Price change$149,900
2026-04-07Listed for sale$155,000
2022-08-12Sold$94,000
2022-07-10Pending sale$89,900
2022-07-08Listed for sale$89,900
1991-07-01Sold$20,000

For Sale by Agent

AgentThe EMPIRE PROPERTY GROUP, LLC
BrokerageLegendary Brokerage

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