




557 Saint Andrews Dr, Vine Grove, KY, 40175
About This Home
Positioned along the picturesque 11th hole of Lincoln Trail Golf Course, this expansive all-brick ranch offers nearly 4,900 square feet of finished living space and beautiful fairway views. Located within Twin Creeks Estates, 557 St. Andrews Drive combines timeless character, generous living areas, and an exceptional setting designed for both everyday comfort and entertaining. Inside, stately columns, rich hardwood flooring, tray ceilings, expansive windows, and a gas fireplace create an inviting main living area filled with natural light. The spacious kitchen features custom cabinetry, granite countertops, a large island, walk-in pantry, built-in wall oven, gas range, and plenty of room for gathering. A convenient mudroom and laundry room are located just off the attached two-car side-entry garage. The main-level primary suite provides a private retreat with a walk-in closet and spa-inspired bathroom featuring dual vanities, a soaking tub, and separate shower. The home offers three legal bedrooms, plus two generously sized bonus rooms currently used as additional sleeping spaces. These flexible rooms could also serve as home offices, a fitness room, playroom, or hobby spaces. The full finished walk-up basement nearly doubles the home's living space and includes a wet bar, expansive family and recreation areas, a full bathroom, and abundant storage. Outside, mature landscaping, a covered front porch, and a covered rear patio provide inviting places to relax while overlooking the golf course. Additional features include a water softener and newer tankless water heater. With its impressive square footage, versatile floor plan, golf-course setting, and thoughtfully designed entertaining spaces, this remarkable home delivers exceptional space, comfort, and timeless appeal.
Getting Around
Schools
Construction
Condition
- Year built: 1993
Materials
- Foundation: Concrete Perimeter
- Roof: Shingle
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Finished,Walkout Finished
Bedroom
- Level: First
Bedroom
- Level: Basement
Bedroom
- Level: Basement
Bedroom
- Level: Basement
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 2
- 1/2 bathrooms: 2
Dining Area
- Level: First
Family Room
- Level: Basement
Features
- Finished area below ground: 2,375
- Finished area above ground: 2,519
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 2,519
- Total interior livable area: 4,894 sqft
Kitchen
- Level: First
Living Room
- Level: First
Mud Room
- Level: First
Other
- Level: Basement
Other
- Level: Basement
Primary Bedroom
- Level: First
Property
Details
- Parcel number: 1190001051
Features
- Stories: 1
- Patio & porch: Patio,Porch
- Exterior features: See Remarks
- Fencing: None
Lot
- Lot size: 0.43 Acres
- Features: Sidewalk,See Remarks
Parking
- Total spaces: 2
- Parking features: Attached,Entry Side
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Lightning
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
- Hail
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,159 | $37,908 |
| Home Insurance * | $369 | $4,428 |
| Property Taxes | $485 | $5,820 |
| Electricity | $386 | $4,637 |
| Total | $4,399 | $52,788 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-04 | Price change | $619,000 |
| 2026-07-15 | Price change | $624,900 |
| 2026-06-29 | Price change | $629,000 |
| 2026-05-22 | Price change | $645,000 |
| 2026-04-23 | Listed for sale | $649,000 |
| 2022-10-23 | Listing removed | -- |
| 2022-10-13 | Price change | $595,900 |
| 2022-09-04 | Listed for sale | $599,000 |
| 2019-06-25 | Sold | $325,000 |
| 2019-05-21 | Pending sale | $329,900 |
| 2019-05-15 | Listed for sale | $329,900 |
| 2016-05-26 | Listing removed | $299,900 |
| 2016-05-21 | Listed for sale | $299,900 |
| 2016-02-15 | Sold | $285,000 |
| 2015-12-29 | Price change | $299,900 |
| 2015-11-18 | Price change | $319,900 |
| 2015-10-23 | Price change | $324,900 |
| 2015-09-28 | Price change | $334,900 |
| 2015-09-11 | Price change | $345,000 |
| 2015-05-21 | Price change | $359,999 |
| 2015-04-02 | Price change | $350,000 |
| 2014-11-01 | Price change | $375,000 |
| 2014-06-17 | Price change | $400,000 |
| 2014-05-16 | Listed for sale | $405,000 |
