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1870 Preston St, Radcliff, KY, 40160

5beds
3baths
2,024sqft
$275,000
$136price/sqft
$1,822/moest. monthly cost
$72,880/yrincome needed

About This Home

Welcome to 1870 Preston Street — a beautifully reimagined home offering space, flexibility, and thoughtful upgrades throughout. With 5 bedrooms and 3 full bathrooms, this property is designed to accommodate modern living with ease. As you enter, you’re greeted by a welcoming living or dining space that flows seamlessly into the open-concept kitchen, creating an ideal layout for everyday living and entertaining. The kitchen features brand-new appliances, upgraded fixtures, and a custom pantry, combining style with function. This home offers two primary suites, each with its own en-suite bathroom and walk-in shower, providing privacy and versatility or guest accommodations. The third full bathroom includes a shower/tub combo, perfect for guests or secondary bedrooms. A separate mudroom/laundry room, enclosed by a door, adds convenience and organization. Luxury vinyl plank flooring and tile run throughout the home, complemented by new lighting and upgraded fixtures in every space. All bedrooms are equipped with new ceiling fans for year-round comfort. Major systems and exterior components have been thoughtfully addressed, including a brand-new roof, soffits, and gutters. One HVAC unit has been fully replaced, while the other has been professionally serviced, offering peace of mind for years to come. With its generous bedroom count, dual primary suites, modern finishes, and extensive updates, 1870 Preston Street is a move-in-ready opportunity you won’t want to miss. Owner is a licensed Real Estate Salesperson in the State of Kentucky.

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

--
5/10
4/10
North Hardin High SchoolGrades 9-122.7 mi

Construction

Condition

  • Year built: 1980

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built In Wall Oven,Cooktop,Dishwasher,Microwave,Electric Water Heater
  • Laundry features: Laundry Room

Basement

  • Area: 0

Basement

  • Basement: None,Crawl Space

Bathroom

  • Features: Separate Shower,Tub/Shower Combo,Walk-In Closet(s)

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedroom4

  • Level: Main

Bedroom5

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 3
  • Main level bedrooms: 5

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Ceiling Fan(s),Split Bedroom Floor Plan,Walk-In Closet(s),Walls (Dry Wall),Kitchen/Dining Combo,Living/Dining Combo
  • Window features: Replacement Windows,Screens
  • Flooring: Tile,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: 1,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 2,024
  • Total interior livable area: 2,024 sqft

Kitchen

  • Features: Eat-in Kitchen,Pantry,Solid Surface Counter Top
  • Level: Main

Living Room

  • Level: Main

Master Bathroom

  • Level: Main

Master Bedroom

  • Level: Main

Property

Accessibility

  • Accessibility features: 1st Floor Bathroom,Handicap Accessible,No Stairs/Steps,Walk in Shower,Customized Wheelchair Accessible

Details

  • Parcel number: 1383000027

Features

  • Patio & porch: Covered Front Porch,Deck
  • Exterior features: Concrete Walks,Lighting
  • Fencing: Partial

Lot

  • Lot size: 0.33 Acres
  • Features: City Lot

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Cold Wave
Hail
Ice Storm
Tornado
Winter Weather
Earthquake
Heat Wave

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$173$2,076
Property Taxes $100$1,200
Electricity $159$1,918
Total$1,822$21,864
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,468/yr
40% on housing$54,660/yr
45% on housing$48,586/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$136This listing

vs Other Active Listings

Avg $/sqft

ZIP 40160$131
Hardin County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 40160$141
Hardin County$149

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$275,000
2026-04-16Price change$277,900
2026-03-01Price change$279,900
2026-02-10Price change$284,900
2026-01-14Listed for sale$289,900
2025-05-08Sold$120,000
2025-04-17Listed for sale$190,000

For Sale by Agent

AgentKelly Crutcher
BrokerageReal Broker, LLC

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