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139 Millcreek Rd, Radcliff, KY, 40160

2beds
2baths
1,545sqft
$299,900
$194price/sqft
$2,015/moest. monthly cost
$80,600/yrincome needed

About This Home

Gorgeous 2 bedroom, 2 bath home that is completely updated! This property was rebuilt in 2019 and features a functional, open floor plan. As you enter the living room you will notice the soaring vaulted ceiling with dual fans. The kitchen boasts an island with breakfast bar counter top and an abundance of cabinet space. The laundry room is spacious and offers cabinets for storage as well as a bar for hanging clothes. All appliances will remain with the home including the washer and dryer. The primary bedroom has a bay window with storage and a seat/shelf and there is spacious walk-in closet as well. There is a full bath right outside this room with a dressing table and walk-in shower. Right off the laundry room is a sunroom that makes the perfect place to relax and unwind. There is an unfinished basement that allows plenty of room for overflow storage or the opportunity to expand the finished space. Fence recently installed and sunroom recently updated. The garage beside the home (117 Millcreek Rd) is zoned commercial and it being sold with the home. This is a 2 bay garage that measures 40 X 30 on a spacious lot. There is a carport/overhang on the side of the garage for more parking room or storage area. The driveway and parking area has a gravel surface and the garage has a concrete floor. Garage doors are automatic and the ceilings are tall. This parcel is located at the corner of Millcreek Rd and S Wilson Rd right off of Dixie Hwy for easy access. There are several 220 and 110 outlets present throughout the garage.

Getting Around

54
WalkingSomewhat Walkable
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

4/10
4/10
North Middle SchoolGrades 6-81.3 mi
4/10
North Hardin High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1951

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Finished

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Den

  • Level: First

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,545

Full Bathroom

  • Level: First

Full Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Forced Air,Other
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,545
  • Total interior livable area: 1,545 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Sun Room

  • Level: First

Property

Details

  • Parcel number: 1613005063

Features

  • Stories: 1
  • Patio & porch: Deck,Patio
  • Fencing: Privacy,Wood

Lot

  • Lot size: 0.78 Acres
  • Features: Irregular Lot,Corner Lot,Easement,Cleared
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 3
  • Parking features: None
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 3
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Hail
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$188$2,256
Property Taxes $157$1,884
Electricity $154$1,850
Total$2,015$24,180
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$69,085/yr
40% on housing$60,450/yr
45% on housing$53,733/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$194This listing

vs Other Active Listings

Avg $/sqft

ZIP 40160$130
Hardin County$140

vs Homes Sold Last Month

Median $/sqft

ZIP 40160$141
Hardin County$149

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$299,900
2022-09-28Listing removed--
2022-09-14Listed for sale$184,200
2021-10-26Listing removed--
2021-10-13Pending sale$159,900
2021-10-12Sold$159,900
2021-08-27Listed for sale$159,900
2018-05-02Listing removed$105,000
2018-04-27Listed for sale$105,000
2016-05-26Listing removed$93,000
2016-05-03Listed for sale$93,000
2014-06-13Sold$68,000
2014-05-20Pending sale$67,900
2014-04-25Listed for sale$67,900

For Sale by Agent

AgentJay Pitts
BrokerageRE/MAX Premier Properties

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