See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1889 S Woodland Dr, Radcliff, KY, 40160

3beds
3baths
1,612sqft
$285,000
$177price/sqft
$1,997/moest. monthly cost
$79,880/yrincome needed

About This Home

Don't miss this charming 3-bedroom, 2.5-bath home situated on a spacious .32-acre lot in the heart of Radcliff! Offering 1,612 square feet of comfortable living space, this home features a functional floor plan designed for both everyday living and entertaining. The main living areas provide plenty of room to gather, while the well-appointed kitchen offers ample cabinet and counter space for meal preparation and hosting. Upstairs, you'll find three generously sized bedrooms, including a private primary suite with its own full bath. Step outside to enjoy the large backyard, perfect for outdoor activities, pets, gardening, or relaxing evenings with family and friends. With no basement to maintain, this home offers simple, efficient living and plenty of outdoor space to enjoy. Conveniently located near Fort Knox, schools, shopping, dining, and major commuter routes, this move-in ready home combines space, location, and value. Schedule your private showing today!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

--
4/10
North Middle SchoolGrades 6-81.0 mi
4/10
North Hardin High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 2001

Materials

  • Foundation: Crawl Space
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,612

Full Bathroom

  • Level: Second

Half Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,612
  • Total interior livable area: 1,612 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bathroom

  • Level: Second

Primary Bedroom

  • Level: Second

Property

Details

  • Parcel number: 1614004008

Features

  • Stories: 2
  • Patio & porch: Deck,Porch
  • Fencing: None

Lot

  • Lot size: 0.32 Acres
  • Features: Cleared

Parking

  • Total spaces: 1
  • Parking features: Attached,Entry Front
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Hail
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,441$17,292
Home Insurance *$179$2,148
Property Taxes $223$2,676
Electricity $154$1,850
Total$1,997$23,964
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,468/yr
40% on housing$59,910/yr
45% on housing$53,253/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$177This listing

vs Other Active Listings

Avg $/sqft

ZIP 40160$130
Hardin County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 40160$141
Hardin County$149

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$279,900
2026-07-13Price change$285,000
2026-07-06Price change$289,900
2026-06-25Listed for sale$292,000
2022-11-23Sold$249,000
2022-10-17Listed for sale$249,000
2022-08-04Sold$167,000
2015-06-08Sold$132,500
2015-04-24Pending sale$139,500
2015-04-02Price change$139,500
2015-03-31Listed for sale$137,500
2006-04-11Sold$135,000

For Sale by Agent

AgentLisa Smith
BrokerageKeller Williams Collective

Similar Homes