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319 Park Ave, Radcliff, KY, 40160

4beds
2baths
2,360sqft
$265,000
$112price/sqft
$1,902/moest. monthly cost
$76,080/yrincome needed

About This Home

Welcome home to this spacious 4-bedroom home located in Radcliff, Ky. Offering over 2,200 square feet of finished living space with a flexible layout for a variety of lifestyles. This 2-story raised ranch provides 3 bedrooms on the main level and a fourth bedroom upstairs with an attached sitting room, offering privacy and separation when needed. The unfinished basement adds excellent storage potential and includes access to the 2-car attached garage, laundry area, and additional usable space with future expansion possibilities. Situated on over an acre of land this home gives vibes of country living inside the city being conveniently located near school, shopping and Fort Knox. Don't miss your opportunity to own this home, schedule your private showing today.

Getting Around

49
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

4/10
4/10
North Middle SchoolGrades 6-82.2 mi
4/10
North Hardin High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 1960

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Area

  • Level: First

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 64
  • Finished area above ground: 2,296

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,296
  • Total interior livable area: 2,360 sqft

Kitchen

  • Level: First

Laundry

  • Level: Basement

Living Room

  • Level: First

Property

Details

  • Parcel number: 1601006038

Features

  • Stories: 2
  • Patio & porch: Deck,Porch
  • Exterior features: None
  • Fencing: None

Lot

  • Lot size: 1.08 Acres
  • Features: Cleared,Wooded

Parking

  • Total spaces: 2
  • Parking features: Attached,Lower Level,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Ice Storm
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,339$16,068
Home Insurance *$166$1,992
Property Taxes $211$2,532
Electricity $186$2,236
Total$1,902$22,824
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,211/yr
40% on housing$57,060/yr
45% on housing$50,720/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$112This listing

vs Other Active Listings

Avg $/sqft

ZIP 40160$132
Hardin County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 40160$141
Hardin County$149

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-16Price change$259,900
2026-07-06Price change$265,000
2026-06-25Price change$270,000
2026-06-18Price change$273,000
2026-06-11Listed for sale$275,000
2021-11-30Sold$200,000
2021-10-22Pending sale$200,000
2021-10-19Listed for sale$200,000
2012-10-05Sold$82,500
2012-03-26Sold$64,320

For Sale by Agent

AgentTimothy Woods
BrokerageEXP Realty LLC

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