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130 Bivins Ct, Radcliff, KY, 40160

3beds
2baths
1,025sqft
$199,999
$195price/sqft
$1,416/moest. monthly cost
$56,640/yrincome needed

About This Home

Here's a remarkable opportunity for first-time homebuyers. This stunning 3 bedrooms, 1.5 baths ranch with bonus family room has been very well maintained. Large fenced yard situated at the end of a cul-de-sac. Schedule your showing today.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

--
4/10
North Middle SchoolGrades 6-81.8 mi
4/10
North Hardin High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 1979

Materials

  • Foundation: Crawl Space
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Area

  • Level: First

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,025

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,025
  • Total interior livable area: 1,025 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Other

  • Level: First

Property

Details

  • Parcel number: 1623002047

Features

  • Stories: 1
  • Patio & porch: Deck,Patio
  • Fencing: Chain Link

Lot

  • Lot size: 10,454 sqft

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Strong Wind
Cold Wave
Hail
Tornado
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,011$12,132
Home Insurance *$125$1,500
Property Taxes $126$1,512
Electricity $154$1,850
Total$1,416$16,992
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,548/yr
40% on housing$42,480/yr
45% on housing$37,760/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$195This listing

vs Other Active Listings

Avg $/sqft

ZIP 40160$132
Hardin County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 40160$141
Hardin County$149

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-14Listed for sale$199,999
2018-09-11Sold$89,900
2018-05-27Price change$89,900
2018-05-18Price change$96,000
2018-04-27Price change$99,900
2018-03-31Listed for sale$104,900
2018-01-25Sold$46,025
2017-11-30Price change$55,800
2017-10-14Listed for sale$64,000
2017-09-13Sold$7,110,000
2016-01-07Listing removed$695
2015-11-10Price change$695
2015-11-09Listed for rent$650
2015-08-10Listing removed$82,900
2015-02-18Listed for sale$82,900
2014-10-26Listing removed$84,900
2014-04-23Price change$84,900
2013-10-26Listed for sale$89,900
2011-10-21Sold$83,500

For Sale by Agent

AgentLaShanda D Barber
BrokerageG. Starks Realty Co.

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