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5828 Leitchfield Loop, Cecilia, KY, 42724

3beds
2baths
1,775sqft
$259,000
$146price/sqft
$1,836/moest. monthly cost
$73,440/yrincome needed

About This Home

This home is really close to three schools. The original owner passed away a couple years ago and was the only person to own the house. His daughters are selling the it.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

6/10
6/10
6/10

Construction

Condition

  • Property condition: New Construction
  • Year built: 1961

Materials

  • Roof: Shingle
  • Construction materials: Brick,Brick/Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven,Electric Water Heater
  • Laundry features: None

Basement

  • Area: 1107

Basement

  • Has basement: Yes
  • Basement: Unfinished,Crawl Space

Bathroom

  • Features: Tub,Tub/Shower Combo

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • None,Walls (Dry Wall),Walls (Paneling),Formal Dining Room
  • Door features: Storm Door(s)
  • Flooring: Carpet,Laminate,Tile
  • Fireplace features: Fireplace Doors,Flue
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Furnace,Electric
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 1,775
  • Total interior livable area: 1,775 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bathroom

  • Level: Main

Master Bedroom

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1680000012

Features

  • Patio & porch: Enclosed Porch
  • Fencing: Back Yard

Lot

  • Lot size: 0.53 Acres
  • Features: County

Parking

  • Total spaces: 1
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Inland Flooding
Ice Storm
Lightning
Tornado
Winter Weather
Earthquake
Heat Wave

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,309$15,708
Home Insurance *$155$1,860
Property Taxes $218$2,616
Electricity $154$1,850
Total$1,836$22,032
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,948/yr
40% on housing$55,080/yr
45% on housing$48,960/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$146This listing

vs Other Active Listings

Avg $/sqft

ZIP 42724$161
Hardin County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 42724$158
Hardin County$149

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Listed for sale$259,000
2026-02-01Listing removed$284,000
2025-09-10Price change$284,000
2025-07-18Listed for sale$289,000
2025-07-16Listing removed--
2025-04-23Listed for sale$275,000

For Sale by Agent

AgentMickey Brangers
BrokerageGOLD STAR REALTY

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