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89 John Ave, Elizabethtown, KY, 42701

4beds
3baths
2,164sqft
$259,000
$120price/sqft
$1,787/moest. monthly cost
$71,480/yrincome needed

About This Home

Lots of space in this Sturdy Built Raised Ranch right outside the city Limits. Great Location with a park like Yard. SELLER IS PROVIDING A $5,000. ALLOWANCE TOWARD PAINT OR CLOSING COST with Full Price Offer!! It could use some fresh Paint and a Kitchen update, and some replacement on some of the Deck in back of Home. NEW HEAT PUMP November 2025.House is being sold "AS IS", no Repairs. A Great way to buy a Bigger Home and Remodel to suit Your Families needs!! MOTIVATED SELLER! Schedule a Showing Today!

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

8/10
7/10
6/10

Construction

Condition

  • Year built: 1976

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Brick,Cedar

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Smooth Top Range,Dryer,Washer,Electric Water Heater
  • Laundry features: In Bathroom,Laundry Room

Basement

  • Area: 1400

Basement

  • Has basement: Yes
  • Basement: Daylight,Finished-Partial,Partial,Garage Entrance,Walk-Out Access

Bathroom

  • Features: None

Bedroom2

  • Features: Carpet,Blinds
  • Level: Main
  • Area: 110

Bedroom3

  • Features: Blinds,Carpet
  • Level: Main
  • Area: 105

Bedroom4

  • Features: Fireplace,Blinds
  • Level: Basement
  • Area: 416

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Ceiling Fan(s),Kitchen/Dining Combo
  • Flooring: Carpet,Laminate,Tile,Vinyl
  • Fireplace features: Propane
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 2,164
  • Total interior livable area: 2,164 sqft

Kitchen

  • Level: Main
  • Area: 324

Living Room

  • Features: Laminate Flr,Blinds
  • Level: Main
  • Area: 243

Master Bathroom

  • Features: Tile
  • Level: Main
  • Area: 40

Master Bedroom

  • Features: Ceiling Fan,Carpet
  • Level: Main
  • Area: 209.25

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 2314003009

Features

  • Patio & porch: Deck
  • Exterior features: Lighting,Garden,Mature Trees
  • Fencing: None

Lot

  • Lot size: 0.65 Acres
  • Features: Level,Trees,Out of City Limits,Subdivided

Parking

  • Total spaces: 2
  • Parking features: Attached,Basement,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Strong Wind
Cold Wave
Hail
Inland Flooding
Tornado
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,309$15,708
Home Insurance *$150$1,800
Property Taxes $158$1,896
Electricity $170$2,050
Total$1,787$21,444
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,268/yr
40% on housing$53,610/yr
45% on housing$47,653/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$120This listing

vs Other Active Listings

Avg $/sqft

ZIP 42701$144
Hardin County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 42701$142
Hardin County$149

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-08Listed for sale$269,000

For Sale by Agent

AgentCarol Caswell
BrokerageBEST REALTY

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