102 Karstwood Ct, Elizabethtown, KY, 42701
About This Home
Welcome to this stunning 1.5 story Cape Cod located in the heart of Elizabethtown at 102 Karstwood Ct. This meticulously maintained home offers an expansive layout designed for modern living and effortless entertaining. As you step inside, you are greeted by a beautiful two story entry that leads into a bright and open living room. The main level is designed for both functionality and style, featuring a formal dining room perfect for gatherings and a kitchen equipped with granite countertops and a separate breakfast area. The large primary suite serves as a private retreat on the main floor, showcasing a sophisticated accent wall, tray ceilings and an attached bathroom featuring a separate tiled shower and a spa like soaking tub. The second story provides three additional spacious bedrooms, offering plenty of room for everyone to have their own space. Downstairs, the finished basement is a true highlight, providing a massive versatile area. Whether you need a family room, a dedicated gaming zone, or a space for entertaining, this lower level delivers. It also includes a fifth bedroom and a full bathroom, making it ideal for guests. This property provides all of that and more once you step outside onto the back porch built to be beautiful and sturdy with composite decking. It's truly a place where you can enjoy the peaceful backyard. Schedule your showing today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: New Construction
- Year built: 2006
Materials
- Foundation: Concrete Perimeter
- Roof: Shingle
- Construction materials: Brick/Siding,Stone
Type & Style
- Home type: SingleFamily
- Architectural style: Cape Cod
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Double Oven,Microwave,Electric Range,Refrigerator,Smooth Top Range,Electric Water Heater
- Laundry features: Laundry Room
Basement
- Area: 1610
Basement
- Has basement: Yes
- Basement: Finished-Full
Bathroom
- Features: Double Vanity,Separate Shower,Tub,Tub/Shower Combo,Walk-In Closet(s)
Bedroom2
- Level: Upper
Bedroom3
- Level: Upper
Bedroom4
- Level: Upper
Bedroom5
- Level: Basement
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- Partial bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 1
Features
- Cathedral Ceiling(s),Ceiling Fan(s),Split Bedroom Floor Plan,Tray Ceiling(s),Walk-In Closet(s),Formal Dining Room
- Flooring: Carpet,Hardwood,Tile
- Number of fireplaces: 1
- Fireplace features: 1,Propane
- Fireplace: Yes
Heating & Cooling
- Heating features: Heat Pump,Electric
- Cooling features: Central Electric
Interior Area
- Total structure area: 4,343
- Total interior livable area: 4,343 sqft
Kitchen
- Features: Granite Counters,Pantry
Master Bathroom
- Level: Main
Master Bedroom
- Level: Main
Property
Accessibility
- Accessibility features: 1st Floor Bathroom
Details
- Parcel number: 2000003025
Features
- Levels: One and One Half
- Patio & porch: Covered Front Porch,Deck,Porch
- Exterior features: Landscaping,Mature Trees
- Fencing: None
Lot
- Lot size: 0.38 Acres
- Features: Trees,Cul-De-Sac,Golf Course,Subdivided
Parking
- Total spaces: 2
- Parking features: Attached,Garage Faces Side
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Lightning
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
- Hail
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,033 | $36,396 |
| Home Insurance * | $348 | $4,176 |
| Property Taxes | $547 | $6,564 |
| Electricity | $342 | $4,115 |
| Total | $4,270 | $51,240 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-14 | Price change | $629,900 |
| 2026-04-29 | Listed for sale | $639,900 |
| 2009-10-12 | Sold | $347,500 |
| 2006-08-02 | Sold | $48,000 |
For Sale by Agent
View on Zillow