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124 Mossy Creek Ct W, Elizabethtown, KY, 42701

3beds
3baths
2,520sqft
$394,900
$157price/sqft
$2,739/moest. monthly cost
$109,560/yrincome needed

About This Home

Welcome to 124 W. Mossy Creek Court in Elizabethtown, Kentucky. This exceptional, spacious home combines a functional design and a seamless floorplan that flows from room to room. The main living space has an abundance of natural light and gives direct access through sliding glass doors to the amazing back deck, extending your living area. The main floor also has a dining room for formal gatherings, a versatile bonus room and a convenient half bath. Head on to the second level and you will find a generous primary bedroom suite, complete with its own bathroom and walk-in closet. Two additional spacious bedrooms and another full bathroom complete the second floor. The interior space expands even further with a finished basement that offers endless flexibility. Make this space your own with a media or family room, a hobby space or a game room, the possibilities are endless. The living space doesn't end there. Step outside onto the back porch and enjoy the peaceful back deck with mature trees lining your amazing view. This home is move in ready and offering tranquility with convenient access to local amenities. Schedule your showing today!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

8/10
7/10
6/10

Construction

Condition

  • Property condition: New Construction
  • Year built: 2004

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Smooth Top Range,Heat Pump
  • Laundry features: Laundry Room

Basement

  • Area: 840

Basement

  • Has basement: Yes
  • Basement: Finished-Full

Bathroom

  • Features: Tub/Shower Combo,Walk-In Closet(s)

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1
  • Main level bathrooms: 1

Features

  • Ceiling Fan(s),Walk-In Closet(s),Formal Dining Room
  • Flooring: Hardwood,Tile,Other
  • Fireplace features: None

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,520
  • Total interior livable area: 2,520 sqft

Master Bathroom

  • Level: Upper

Master Bedroom

  • Level: Upper

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 2430006064

Features

  • Levels: Two
  • Patio & porch: Covered Deck,Deck
  • Fencing: Fenced

Lot

  • Lot size: 0.70 Acres
  • Features: Subdivided

Parking

  • Total spaces: 2
  • Parking features: Attached,Front Entry
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Strong Wind
Cold Wave
Hail
Inland Flooding
Tornado
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,996$23,952
Home Insurance *$229$2,748
Property Taxes $315$3,780
Electricity $199$2,388
Total$2,739$32,868
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,908/yr
40% on housing$82,170/yr
45% on housing$73,040/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$157This listing

vs Other Active Listings

Avg $/sqft

ZIP 42701$143
Hardin County$140

vs Homes Sold Last Month

Median $/sqft

ZIP 42701$142
Hardin County$149

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-09Price change$394,900
2026-06-04Listed for sale$399,900
2020-10-15Sold$232,500

For Sale by Agent

AgentThe Still Group Team
BrokerageOlive + Oak Realty

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