105 Summeridge Rd, Georgetown, KY, 40324
About This Home
This is an absolute tank of a home — built solidly and privately situated on a wooded one acre lot. A 3 car garage features an extra tall door ideal for boat storage, and the reinforced concrete (per original owner) can support a lift. The property is equipped with 400 amp electrical service and additional rear parking perfect for an RV or multiple vehicles. Inside, the home offers true multi generational living potential with ramped access to the basement. The lower level includes a full kitchen, 2 bedrooms, one with ensuite bathroom with walk-in shower, another full bath, a screened in gazebo, and a composite deck. 3 bonus rooms could function as more bedrooms (no egress windows). 3 total laundry hookups in the home. The great room in basement, kitchen, and bedrooms have abundant natural light thanks to generous windows. The main level features 5 bedrooms and 3 full baths, including 2 potential primary suites—or convert one into a rec room or additional living space. Large windows throughout both levels overlook the serene, wooded backyard. The great room windows features energy saving power blinds. A reinforced, covered composite deck on the main level includes wiring and a hot water spigot for a future hot tub. With dual water heaters and thoughtful design throughout, this home is built for comfort, durability, and flexibility. A rare find on a wooded acre with privacy from neighbors while in the backyard. Roof shingles replaced in 2025 and 3 new complete hvac systems were installed in 2025.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 2005
Materials
- Foundation: Concrete Perimeter
- Roof: Dimensional Style
- Construction materials: Brick Veneer,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Microwave,Refrigerator,Washer,Range
- Laundry features: Electric Dryer Hookup,Gas Dryer Hookup,Main Level,Washer Hookup
Basement
- Has basement: Yes
- Basement: Concrete,Exterior Entry,Finished,Full,Walk-Out Access
Bathroom2
- Level: Lower
Bathroom3
- Level: First
Bathroom4
- Level: First
Bathroom5
- Level: First
Bedroom2
- Level: Lower
Bedrooms & Bathrooms
- Bedrooms: 7
- Bathrooms: 5
- Full bathrooms: 5
Bonus Room
- Level: Lower
Bonus Room
- Level: Lower
Bonus Room
- Level: Lower
Den
- Level: First
Dining Room
- Level: First
Features
- Eat-in Kitchen,In-Law Floorplan,Walk-In Closet(s),Ceiling Fan(s),Soaking Tub
- Door features: Storm Door(s)
- Window features: Insulated Windows,Blinds
- Flooring: Carpet,Laminate,Tile,Vinyl
- Number of fireplaces: 1
- Fireplace features: Factory Built,Gas Log,Great Room,Propane
- Fireplace: Yes
- Finished area below ground: 2,106
- Finished area above ground: 2,920
Great Room
- Level: First
Heating & Cooling
- Heating features: Heat Pump,Propane Tank Leased
- Cooling features: Heat Pump
Interior Area
- Total structure area: 5,026
- Total interior livable area: 5,026 sqft
Kitchen
- Level: First
Kitchen
- Level: Lower
Master Bedroom
- Level: First
Master Bedroom
- Level: First
Master Bedroom
- Level: Lower
Utility Room
- Level: First
Utility Room
- Level: Lower
Property
Accessibility
- Accessibility features: Accessible Approach with Ramp,Accessible Bedroom,Accessible Central Living Area,Accessible Full Bath,Accessible Hallway(s),Accessible Kitchen
Details
- Parcel number: 13000106.000
- Other equipment: Irrigation Equipment
Features
- Levels: One
- Exterior features: Garden
- Fencing: None
Lot
- Lot size: 1.03 Acres
- Features: Wooded,Many Trees
Parking
- Total spaces: 3
- Parking features: Basement,Garage Door Opener,Off Street,Garage Faces Side
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Lightning
- Tornado
- Winter Weather
- Cold Wave
- Hail
- Inland Flooding
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,233 | $38,796 |
| Home Insurance * | $273 | $3,276 |
| Property Taxes | $495 | $5,940 |
| Electricity | $396 | $4,762 |
| Total | $4,397 | $52,764 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-28 | Price change | $639,500 |
| 2026-07-06 | Listed for sale | $649,500 |
| 2026-06-20 | Pending sale | $649,500 |
| 2026-06-20 | Contingent | $649,500 |
| 2026-06-15 | Price change | $649,500 |
| 2026-06-08 | Listed for sale | $665,000 |
| 2021-05-11 | Sold | $475,000 |
| 2021-03-03 | Pending sale | $499,900 |
| 2020-07-29 | Price change | $499,900 |
| 2019-11-04 | Listed for sale | $529,900 |
| 2003-03-13 | Sold | $170,000 |
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