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124 Donerail Dr, Georgetown, KY, 40324

3beds
2baths
1,538sqft
$329,900
$214price/sqft
$2,336/moest. monthly cost
$93,440/yrincome needed

About This Home

Newly remodeled beautiful home in Georgetown near schools, city & county parks, also I-75 & 460 West. Foyer, dining room, great room with fireplace, kitchen with eating area, new appliances & pantry, quartz countertops, large master bedroom, master bathroom with freestanding tub, new double vanity sink, new shower and lighting, and walk-in closet. Two other bedrooms & remodeled bathroom. Loft area w/skylights offers bonus space. Walk-in attic offers storage. Utility room, 2 car garage, deck and fenced yard backing up to green space. Don’t miss out on this newly remodeled home. Realtors are welcome to message the owner about showing the house to potential buyers. We are not looking for a listing agent at this time.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

7/10
9/10
6/10

Construction

Condition

  • Year built: 1999

Materials

  • Foundation: Concrete Block
  • Roof: Composition
  • Construction materials: Metal

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range / Oven,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Laminate
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat pump,Other
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,538 sqft

Property

Details

  • Parcel number: 13730028000

Features

  • Exterior features: Vinyl

Parking

  • Parking features: Garage - Attached,Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Cold Wave
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,668$20,016
Home Insurance *$141$1,692
Property Taxes $373$4,476
Electricity $154$1,850
Total$2,336$28,032
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,091/yr
40% on housing$70,080/yr
45% on housing$62,293/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.0%
12.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$214This listing

vs Other Active Listings

Avg $/sqft

ZIP 40324$188
Scott County$207

vs Homes Sold Last Month

Median $/sqft

ZIP 40324$188
Scott County$189

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Listed for sale$329,900
2026-07-10Pending sale$329,900
2026-06-23Listed for sale$329,900
2026-05-04Sold$225,000
2022-12-09Sold$242,000
2014-05-14Listing removed$1,000
2014-05-09Listed for rent$1,000
2012-11-12Sold$91,000
2012-10-12Price change$95,115
2012-09-27Price change$117,900
2012-09-15Price change$119,900
2012-08-30Listed for sale$124,000
2012-08-28Sold$96,667
2012-08-04Listed for sale$124,900
2006-07-18Sold$154,900
2003-12-19Sold$125,000

For Sale by Owner

AgentProperty Owner

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