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115 Victor Pl, Georgetown, KY, 40324

3beds
3baths
1,528sqft
$273,000
$179price/sqft
$1,958/moest. monthly cost
$78,320/yrincome needed

About This Home

Spacious home in a fantastic neighborhood offering endless potential! This large property is nestled in a quiet, desirable area and just needs a little love to truly shine. Perfect for buyers looking to customize and create their dream home while enjoying a prime location. Seller willing to escrow $5,000 for flooring replacement and pay closing costs with full price offer

Getting Around

30
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

4/10
6/10
Georgetown Middle SchoolGrades 6-81.0 mi
6/10

Construction

Condition

  • Year built: 2002

Materials

  • Foundation: Concrete Blk
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,528

Full Bathroom

  • Level: Second

Full Bathroom

  • Level: Second

Half Bathroom

  • Level: First

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 1,528
  • Total interior livable area: 1,528 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 14120173.000

Features

  • Stories: 2
  • Patio & porch: Deck
  • Exterior features: None
  • Fencing: Privacy

Lot

  • Lot size: 6,969 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Lightning
Tornado
Winter Weather
Cold Wave
Hail
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,380$16,560
Home Insurance *$116$1,392
Property Taxes $308$3,696
Electricity $154$1,850
Total$1,958$23,496
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,131/yr
40% on housing$58,740/yr
45% on housing$52,213/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.0%
12.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$179This listing

vs Other Active Listings

Avg $/sqft

ZIP 40324$189
Scott County$207

vs Homes Sold Last Month

Median $/sqft

ZIP 40324$188
Scott County$189

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Price change$280,000
2026-04-24Price change$283,000
2026-04-11Price change$284,000
2026-03-10Price change$285,000
2026-02-24Price change$288,000
2026-01-18Listed for sale$290,000
2021-04-27Sold$210,000
2021-03-02Pending sale$203,000
2021-02-12Listed for sale$203,000
2021-01-10Pending sale$203,000
2021-01-04Price change$203,000
2020-12-16Listed for sale$205,000
2013-03-04Sold$129,400
2013-01-13Price change$129,750
2012-11-22Price change$129,900
2012-08-30Price change$134,900
2012-07-30Listed for sale$139,900
2009-02-16Sold$133,700
2006-06-16Sold$137,900
2002-09-25Sold$108,550

For Sale by Agent

AgentRita Prada
BrokerageWatson Realty

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