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100 Buffalo Spring Trl, Georgetown, KY, 40324

4beds
3baths
2,480sqft
$394,000
$159price/sqft
$2,717/moest. monthly cost
$108,680/yrincome needed

About This Home

Priced below a recent appraisal, this two-story brick home is situated on a quarter-acre corner lot in a quiet cul-de-sac within the Redding Lake subdivision. The property features a 2,480-square-foot layout with four bedrooms, a bonus room, two and a half bathrooms, and functional living spaces throughout. The main level includes a formal living area or home office, a separate dining room, and a half bathroom. At the rear of the home, the family room features a gas-log fireplace. It connects directly to the kitchen, which offers ample cabinetry, a dining area, and access to the backyard. Upstairs, the second level houses all four bedrooms and two full bathrooms, including a primary suite with a walk-in closet. Outside, the large, fully fenced backyard includes a storage shed and offers space for gardening, pets, and outdoor activities. This cul-de-sac property provides a practical layout with convenient proximity to local shops, dining, and parks in downtown Georgetown.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

4/10
6/10
Georgetown Middle SchoolGrades 6-81.2 mi
6/10

Construction

Condition

  • Year built: 1999

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Brick Veneer,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Range
  • Laundry features: Electric Dryer Hookup,Washer Hookup,Upper Level

Bathroom1

  • Level: First

Bathroom2

  • Level: Second

Bathroom3

  • Level: Second

Bathroom4

  • Level: Second

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Second

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Walk-In Closet(s)
  • Door features: Storm Door(s)
  • Window features: Blinds,Screens
  • Flooring: Carpet,Tile,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas Log
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,480

Foyer

  • Level: First

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 2,480
  • Total interior livable area: 2,480 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: Second

Utility Room

  • Level: Second

Property

Details

  • Parcel number: 14040150.000

Features

  • Levels: Two
  • Fencing: Wood
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 0.25 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage Door Opener,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Lightning
Tornado
Winter Weather
Cold Wave
Hail
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,992$23,904
Home Insurance *$168$2,016
Property Taxes $362$4,344
Electricity $195$2,350
Total$2,717$32,604
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,154/yr
40% on housing$81,510/yr
45% on housing$72,453/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.0%
12.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$159This listing

vs Other Active Listings

Avg $/sqft

ZIP 40324$189
Scott County$207

vs Homes Sold Last Month

Median $/sqft

ZIP 40324$188
Scott County$189

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Listed for sale$394,000
2003-07-14Sold$154,500
2001-03-29Sold$153,500
1999-12-13Sold$144,869

For Sale by Agent

AgentJoseph Smallwood
BrokerageChristies International Real Estate Bluegrass

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